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  3. The United States Carries Out the New Bill When she graduates from Columbia University next year with a master’s degree in p

The United States Carries Out the New Bill When she graduates from Columbia University next year with a master’s degree in p

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问题                    The United States Carries Out the New Bill
    When she graduates from Columbia University next year with a master’s degree in public health, Erin Wheeler is hoping to get a job in international reproductive health. The 26-year-old post-graduate has always wanted to work in public service. But public service doesn’t pay much, and her two-year program at Columbia costs about $50,000 a year with living expenses. She has a scholarship from Columbia that covers just $ 4,000 a year and has taken out loans to pay for the rest. She worries that she will spend years paying back her student loans and not have money left over to put away in an IRA. Wheeler is wondering what she can do to ease the pain of being in debt, is there anything she can do to handle the debt?
    The good news is that in 2007, Congress recognized that there were so many students in Wheeler’s position that it passed the College Cost Reduction and Access Act, There were two programs established by this act that Wheeler should look into.
    The first is the income-based repayment plan, which allows lower-income graduates with a lot of debt to reduce their monthly payments. Depending on a graduate’s income and level of debt, the program, which goes into effect July 1, could limit his or her annual educational loan debt repayment to 15 percent of discretionary income, said Peter Mazareas, vice chairman of the College Savings Foundation.
    The second is the public service loan forgiveness plan, in which the federal government will forgive the remaining debt of borrowers who make 10-year loan payments while working full time in public-service jobs. But the graduate must have a certain loan which is listed in the plan. Depending on the level of debt Wheeler ends up with and bow much she repays over 10 years, Mazareas said she could end up with about $ 75,000 of her debt forgiven. "Typically, it is projected that a borrower who performs public service under this program will repay only about one-fourth to one-half as much money as a borrower who does not," he said. He also pointed out that public service is broadly defined and includes any government and nonprofit organization job.
What’s the main idea of the passage?
选项 A、The total expense in American universities is too high.
B、There are a lot of different programs to help students pay their tuition
C、The US government encourages students to choose public-service jobs.
D、The federal government is trying to relieve graduates from heavy debt.
答案D
解析 主旨大意题。文章自第二段起，就在介绍美国国会在2007年通过的《降低大学学费和扩大入学机会法案》．因此文章的主要内容是[D]“联邦政府正在努力地减轻大学毕业生的负债压力”。虽然第一段以惠勒为例说明大学费用很高，但这是为了引出下文中的法案。本文的主要内容不是[A]“美国大学学费很高”，故排除；文章只提到了学生通过获取奖学金和贷款来支付学费，与[B]中的“很多方案”不符，而且学生支付学费的途径也不是文章的主要内容，故排除[B]；征文章中提到了两个方案中，只有第四段中的第二个方案与公共性服务行业有关，因此不能说[C]“美国政府鼓励毕业生从事公共性服务行业”为全文的主要内容．故排除。
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