Where are the speakers?

M:(57)Excuse me. This line doesn’t seem to be moving. Have you been waiting long?
W: Yes, much longer than I expected. I need to get back to the office, but(56)I also have to make a deposit. For some reason my bank card isn’t working, so I can’t use the automated machine.
M: That’s too bad.(56)I have to exchange some currency, but(58)I have a meeting with a client in a few minutes. I guess I’ll just come back around 3.
W: Good idea. The bank should be less crowded then. I’m going to stay and wait. I wish they had more tellers working though.