Passage 1

One of the most significant features of the American Dream is social mobility. For many years, this land has provided a platform open to citizens of all social backgrounds.
    Barack Obama is a good example of the Dream’s social mobility. The American Dream gave him the opportunity to rise in education and social class to the point of being the leader of the country.
    In recent years, there have been rising concerns that the American Dream is crumbling. This has been due to the globalization of job markets and increasing unemployment.
    On the other hand, globalization has also created new opportunities for today’s youth to change their destiny and social status through education and hard work.

Today, more and more people buy bonds in the United States. A major appeal is that they provide a steady stream of income and guarantee the repayment of the loan in full at maturity.
    Bonds also appeal to investors because of their scope for capital appreciation When there is a fall in interest rates, bonds will become increasingly valuable and provide profit for bond sellers.
    If interest rates fall significantly over a period of time, it may still be good for investors to consider investing in bonds because they can achieve a higher return than cash deposits.
    In a nutshell, an investor should consider investing in bonds as an alternative for the purpose of diversification in investment. But remember there is always a risk in investment.