Savings are as important as insurance to protect people against large financial losses The federal government operates insuranc

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问题 Savings are as important as insurance to protect people against large financial losses
The federal government operates insurance such as ______ whose premiums most people could not afford to pay.

选项

答案flood and crime

解析 本题涉及到联邦政府提供的保险项目,因此应锁定Some Kinds of Insurance Are Provided by the Government部分。该部分第二段提到要想赔付洪水所带来的损失,保险公司就必须收取超出人们支付能力的保险金(more in premium than most people would afford to pay),因此洪水保险由联邦政府进行操作(Flood insurance, therefore, is made available by the federal government);第三段介绍的犯罪保险也与此性质相同(The federal government also operates a crime insurance program...the loss would be so great that most people could not afford it)。由此可知,本空应填flood and crime。
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