insurance

admin2017-10-23  33

问题 insurance

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答案Insurance is a social device in which a group of individuals transfer risk and provide for payment of losses from funds contributed by all members who transferred risk.Insurance is a risk transfer mechanism.Those who transfer risk are called insureds.Those who assume risk are called insurers.

解析 首先,保险是一种社会机制,人们在此机制下转移风险,并从所有转移风险的成员所交纳的基金中提供损失赔偿金。第二,保险也是一种风险转移机制。第三,转移风险的人称为投保人,承担风险的人称为承保人。
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