2. 外语
  3. 信用卡(credit card)是银行所创造出来的最便捷同时也是最危险的信用工具。通过信用卡，人们可以先用银行付账的方式购买那些负担不起的物品，同时，银行也将对此征收比一般贷款要高的利率(interest rate)。遗憾的是，信用卡现已成为资本主义体制(

信用卡(credit card)是银行所创造出来的最便捷同时也是最危险的信用工具。通过信用卡，人们可以先用银行付账的方式购买那些负担不起的物品，同时，银行也将对此征收比一般贷款要高的利率(interest rate)。遗憾的是，信用卡现已成为资本主义体制(

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问题     信用卡(credit card)是银行所创造出来的最便捷同时也是最危险的信用工具。通过信用卡，人们可以先用银行付账的方式购买那些负担不起的物品，同时，银行也将对此征收比一般贷款要高的利率(interest rate)。遗憾的是，信用卡现已成为资本主义体制(capitalist system)的重要组成部分，而该体制就得依赖消费(consumption)的持续增长。
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答案 Credit cards are one of the most convenient devices ever created by the banking system but, at the same time, one of the most dangerous. They allow people to buy things they, otherwise, couldn’t afford, with money created by the banks and, charged out at much higher interest rates than normal loans. Unfortunately, credit cards have become an essential part of the capitalist system which only survives on the continued growth in consumption.
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