首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
admin
2011-06-29
57
问题
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status. As a result they have lost the parachute they once had in times of financial setback--a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can not longer be made up with extra income from an otherwise--stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a savings-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen--and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new does of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent--and all the attendant need for physical and financial assistance have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind.
As a result of President Bush’s reform, retired people may have ______ .
选项
A、a higher sense of security.
B、less secured payments.
C、less chance to invest.
D、a guaranteed future.
答案
B
解析
此题为细节题。对应原文的第3段的第3句话的“all of their guaranteed payments for payments depending on investment returns.”也就是说所有担保支付额由投资的回报率决定,这样担保的支付额是变得的,与选项B担保支付额变少是一个意思,而且guaranteed payments与secured payments同一个意思,都可翻译成担保支付额。A、D选项与文章中的意思相反,可以直接排除;文中虽然提及投资,但是并没有讨论投资机会的多少,所以可排除C选项。
转载请注明原文地址:https://kaotiyun.com/show/y56O777K
0
考博英语
相关试题推荐
To:AndyBrightonFrom:AliceStuartDate:9thOctober2008Subject:TimebackAndy,Iheardthattheannualmeetinghasbeenbr
AirlineTravelInmostcases,thecompanywillmakeairtravelarrangements.Bepreparedtochargeyourticket(usingacredi
Davis,StevenRollinjustcalledtosaysorrytoinformyouthatthecocktailpartypreviouslyarrangedonFriday,9Novemberis
Lookatthechartsbelow.TheyshowLaptopsalescomparedtoMobilephonesalesofferedbyeightdifferenttownsduringathree-
Lookatthechartbelow.ItshowstheGDPsofthreecountriesduring8years.Whichyeardoeseachsentencebelowthechartdesc
Thewonderswhichmedicalworkershavealreadybroughtaboutinthediagnosisandtreatmentofdiseasesuggestthatatimemayc
Thewonderswhichmedicalworkershavealreadybroughtaboutinthediagnosisandtreatmentofdiseasesuggestthatatimemayc
Afteranhour’sdiscussion,thecurriculumdesignersandcomputerprogrammersreachedaconsensus:thatthenewpackageoflangu
Thiscycleofgrowth,reacheditspeakin1986,whentheannualrateofgrowthwas______12percent.
______theheattoasimmerandcontinuetocookforanother8—10minutesoruntilmostofthewaterhasevaporated.
随机试题
试述公务员录用的基本条件。
寿命最长的细胞是
采集24小时尿标本时,其正确的采集时间是
在水源充沛的地区,当()效益比较合理时,仅夏季使用的露天游泳池和水上游乐池可采用直流净化给水系统。
记账凭证账务处理程序的特点是()。
邓小平指出:“没有民主就没有社会主义,就没有社会主义的现代化。”这个论断指出了()。
用一张钢板焊制一个容积为4m3的无盖长方体水箱,为了够用,又要使所剩钢板最少,应选择下面哪种规格的长方形钢板()。
在认识的本质问题上,17世纪牛顿提出“粒子说”,17世纪末惠更斯提出“波动说”,两种学说在科学史上争论了几个世纪。直到1922年,爱因斯坦把两者统一起来,建立“波粒二象性"的学说,这个矛盾才得以解决。这一历史事件所包含的哲理是()
JamesClevelandOwenswasthesonofafarmerandthegrandsonofblackslaves.HisfamilymovedtoClevelandwhenhewas9.The
A.occursB.expectationsC.jumpedD.whichE.comesF.workG.exerciseH.freeI.thatJ.fearsK.circularL.discoveringM.
最新回复
(
0
)