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  3. Banks are not ordinarily prepared to pay out all accounts: they rely on depositors(储户)not to demand payment all at the same time

Banks are not ordinarily prepared to pay out all accounts: they rely on depositors(储户)not to demand payment all at the same time

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问题     Banks are not ordinarily prepared to pay out all accounts: they rely on depositors(储户)not to demand payment all at the same time. If depositors should come to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs. Vaught worked as a teller had enough money on hand to pay off their depositors. The officers simply told the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many think that the bank could not possibly pay off everyone. People began to push and then to fight for places near the tellers’ windows. The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the bank. Mrs. Vaught says that she had difficulty keeping herself from doing the same.
Which of the following did Mrs. Vaught say?
选项 A、She knew that the bank was not sound.
B、She feared that too many depositors drawing their money would close the bank.
C、She was not able to draw out her money
D、She was tempted to draw out her money
答案D
解析 细节题。本题问沃特太太说了下列的哪一句话。根据文章的最后一句：Mrs．Vaughtsays that she had difficulty keeping herself from doing the same．沃特太太说连她自己也难以自制而想去做同样的事。这里“同样的事”系指也像其他出纳那样将自己的钱从银行取出来，故选D。她受到了想把自己的钱也取出来的诱惑。其它选项：A．她知道银行靠不住；B．她害怕太多储户来取钱来使银行关门；C．她取不出自己的钱来。
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