首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’
admin
2012-01-26
42
问题
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’s financial interest or net worth. Equity capital serves several purposes: it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the share-holders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile, uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’s operations.
Bank supervisors think ______ most important.
选项
A、capital
B、financial interest
C、shareholders
D、capital minimum
答案
A
解析
文章第一段开头提到Capital is at the top of any bank supervisor’s list。资本要求属于银行监管各项要求之首。
转载请注明原文地址:https://kaotiyun.com/show/2Eid777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
[A]cheek[B]dollar[C]menu[D]station[E]market[F]library[G]hospitalPeoplebuyandsellthingsthere.
[A]tape[B]radio[C]newspaper[D]dictionary[E]notebook[F]ticket[G]stampYoucanreaditforinformation.
Whenyouareinvitedtoattendapartyinthewest,thefirstimportantthingyouneedtoknowisarrivinglate.Itisagre
NeitherBilly’smother______hisfatherknowsthewaytothevillage.
Ifsomeoneissleepwalking,theyarewalkingaroundwhiletheyareasleep.Sleepwalkinghappenswhenapersonisnotfullyaslee
Asat31DecemberYear8,SamLtd’scashbookshowedadebitbalanceof$1,055,althoughhehadanoverdraftof$3,511.Thedisc
Describemoneymarketsandcapitalmarkets.
TheExchangeFundisresponsiblefortheissuingandredemptionoftheCertificatesofIndebtednesswhichgiveauthoritytothe
Aconsumerwithanunusedlineofcreditonhisorhercreditcardaccountmaymakeretailpurchasewithoutpresentingademand
Thebankusesa______tofindouthowprospectiveborrowersrepaidtheirpastdebts.
随机试题
A、Hospitalteachingacrossthecountryissimilar.B、Eachhospitalhasatleastonepart-timeteacher.C、Allhospitalssurveyed
关于真核生物DNA复制与原核生物相比,下列说法错误的是
转录是在RNA聚合酶的作用下,以DNA为模板合成RNA的过程。转录是基因表达的第一步,也是最关键的一步。转录起始于DNA模板上的特定部位,该部位称为称为()。转录的终止序列称为终止子。
招标人通过发出招标公告(邀请)和()公布标的特征和部分交易条件。
主要适用于单宗土地的估价,而且所需时间较长的土地估价法包括()。
一家企业把商品赊销给另一家企业,商品的使用权发生转移,形成的买卖双方债权债务关系的信用形式是()。
对于婴儿眼手协调动作发展的特点,说法错误的是()。
依据教学内容进行片段教学设计,教学时间20分钟,课程为教授新课。教学内容:义务教育人教版思想品德(八年级.下册)第十课.我们维护正义,第一框正义是人类良知的“声音”。第一幕走进正义正文如下:我们都愿意生活在正义中。被人欺负了,
李某准备将长为米的矩形地板铺上甲、乙两种花色的瓷砖(规格均为20厘米×20厘米),设计方案如图所示,阴影部分为甲种瓷砖。那么,在瓷砖允许切割且未损毁的情况下,甲种瓷砖需要多少块?
Theybelieve______theirdutytolookafterthemoralsofthosewholiveinpoverty.
最新回复
(
0
)