首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
In response to scandals rocking the student loan industry, the House has quickly passed reform legislation to require more discl
In response to scandals rocking the student loan industry, the House has quickly passed reform legislation to require more discl
admin
2015-07-13
82
问题
In response to scandals rocking the student loan industry, the House has quickly passed reform legislation to require more disclosure from lenders as well as university codes of conduct, and Senate action is expected. But the larger issues of rising college costs and students’ increasing dependence on private loans have, for the moment at least, taken a back seat.
Yet that doesn’t mean they’ve gone away. College costs have risen far faster than inflation and also outpaced the growth of grant aid and federal loans. Pell grants, for example, which provide money to low-income students, covered nearly 60 percent of the cost of attending a public four-year school in 1986, but by 2005, their value had dropped to 33 percent of the cost, according to the College Board. As a result, more students must turn to costly private loans to finance their education or not go at all.
The cost of information technology, the increasing salaries of tenured professors, and even federal loans themselves have all been blamed for college tuition hikes. On the last point, an analysis by the Cato Institute suggests that when aid is provided by the federal government, states and universities reduce their own efforts to make college affordable.
Whatever the causes, the Advisory Committee on Student Financial Assistance, an independent committee created by Congress, estimates that 400,000 students who are qualified to attend a four-year college don’t do so each year because of financial restrictions. The committee estimates that roughly 40 percent of this group does not attend college at all, which significantly limits future earnings. Many students who do go to college face daunting piles of debt. The College Board estimates that the median debt level of bachelor’s degree recipients was $19,300 in the 2003-04 school year.
In his fiscal 2008 budget, President Bush proposed increasing the maximum Pell grant award to $5,400 by 2012 from $4,050 today, a change he would pay for with cuts in other loan programs. Even though the scandals are dominating most of the current discussions on Capitol Hill, some education experts praise the fact that student loans are getting any attention at all. Stephen Burd, a senior research fellow at the New America Foundation, says, "This is the first time everyone is dealing with the reality of the fact that private loans have become essential financing for undergraduates."
The reform legislation might result in _____.
选项
A、more expensive educational costs
B、the boom of loan industry
C、more transparent loans
D、the depression of private loans
答案
C
解析
推理判断题。题干的关键词是reform legislation,应带着该词对应文章寻找答案。文中第一句提到改革法案要求放贷人和大学行为守则更为公开化(more disclosure),C项中的transparent意为“公开,透明”,是原文的同义替换,故选C项。
转载请注明原文地址:https://kaotiyun.com/show/3r74777K
0
考研英语一
相关试题推荐
Thedebateabouthowideas,opinions,andbehaviorsradiatewithingroupsofpeoplegoesbackdecades.Accordingtotheso-calle
YourfriendMikeinvitedyoutoparticipateintheireldersupportprogramandyouhavedecidedtoaccepttheinvitation.Write
ManyforeignerswhohavenotvisitedBritaincallalltheinhabitantsEnglish,fortheyareusedtothinkingoftheBritishIsle
Theideaofownershipiseverywhere.Titledeedsestablishandprotectownershipofourhouses,whilesecurityofpropertyisas
Thenation’seconomiccollapsejoltedmanyNewYorkersintofinancialdistress,drivingsomeintopovertyanddependenceonfood
ItcanbetemptingtopopamovieintheVCRorDVDplayerwhenit’sthedaybeforespringbreak,orwhenyou’resimplywornout
ItcanbetemptingtopopamovieintheVCRorDVDplayerwhenit’sthedaybeforespringbreak,orwhenyou’resimplywornout
SupposeCharlesDarwinhadbeensweptoverboardanddrownedduringthevoyageoftheBeagle.Whatwouldtheworldbelikewithou
ThesaleoftheWashingtonPosttoJeffBezosisjustthemostrecentepisodeinthedeclineandfallofprofessionaljournalism
Youwrinkleyournoseandnarrowyoureyelidsifyouseeadeadratintheroad,butyouopenyoureyesandmouthwideifyouse
随机试题
腰大肌和髂肌共同的止点为()。
处理顾客异议的策略有()
Onewhomakesnoinvestigationhasnorighttospeak.
男,30岁,间断性上腹痛10余天,晨起突然呕血400ml,并排柏油便4次,自觉头晕心悸。入院测血压98/60mmHg,心率108次/分,肝脾未触及,肠鸣音亢进,10年前因黄疸性肝炎住院治疗后痊愈。半年前体检示乙肝抗原、抗体检查阴性,丙肝抗体检查阴性,近3年
下颌支矢状劈开术升支内侧截骨线位于()
患者,女,32岁,已婚。患痛经2年,每于行经第1—2天,小腹冷痛。喜热。拒按.经量少,色暗,有块,舌苔白腻,脉沉紧。其证候是
肌内注射时,下列措施哪项不妥
下列哪些措施不适用《行政强制法》的规定?()
耐火材料的主要性能指标中包括( )。
下列关于主席台上座次的排列,说法正确的是()。
最新回复
(
0
)