首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventati
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventati
admin
2012-07-05
33
问题
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventative (预防性的) care, and limit how much of their customers’ money health-insurance companies can keep for overhead and profit.
The new rules include:
A provision that limits what health insurers can do with the money their customers send in as premiums (保险金).
The rule requires that insurers spend at least 80 percent of this money on the customers themselves. The companies must either spend this money to pay insurance claims or use it for activities that improve customers’ health.
For policies that are sold to large groups instead of small companies and individuals, the number is even higher: 85percent. The remaining 15 or 20 percent of the money can be used for a company’s salaries, marketing and overhead—or kept as profit.
Previously, there was no federal restrictions on insurance companies’ spending. The federal government says some insurers kept 30 or even50percent. Insurance companies say this could cause them to cut back on the services they offer, or even pull out of states where administrative costs are higher. State officials also worry that the companies might cut the fees they pay to insurance brokers. That, they fear, would eliminate key middlemen who help individuals navigate a complicated insurance system.
A provision that provides prescription-drug discounts for seniors in Medicare’s "doughnut hole".
The doughnut hole is a controversial gap in the Medicare prescription-drug benefit passed in 2003. In 2010, for instance, Medicare paid for part of the cost of drugs, until the total cost of the drugs hit $ 2 830.
After that, seniors were responsible for 100 percent of the cost of their drugs, until they had spent $ 3 610 of their own money. That was the other side of the doughnut hole, and federal insurance kicked in again. This provision will give Medicare recipients stuck in the doughnut hole a 50 percent discount on the price of brand-name prescription drugs. Health-care activists are worried, however, that drugmakers will jack up their prices. In that case, customers would receive 50 percent off that higher number, which might not be much less than what they were paying before.
Insurers should spend 85% of the premiums on customers themselves of______.
选项
A、the individuals
B、large groups
C、small companies
D、the customers
答案
B
解析
语义理解题。此句讲述了保险公司针对大型保险团体而不是小型保险团体或个人,将高达85%的保费用于投保人。此题需要理解两个地方,一是be sold to后表示那些买保险的大型团体,另一处是instead of表示“不是……而是……”,故答案为B)“大型保险团体”。
转载请注明原文地址:https://kaotiyun.com/show/4Q57777K
0
大学英语四级
相关试题推荐
Mostchildrenwithhealthyappetitesarereadytoeatalmostanythingthatisofferedthemandachildrarelydislikesfood【C1】_
A、Hewantedtofollowthetraditionofhiscountry.B、Hebelievedthatitsymbolizedaneverlastingmarriage.C、Itwasthoughta
"Tear’emapart!""Killthefool!""Murderthereferee(裁判)!"Thesearecommonremarksonemayhearatvarioussportingevents
Wecommonlythinkofsportsmanshipinconnectionwithathleticcontests,butitalsoappliestoindividualoutdoorsports.Note
A、Tokeephisoldcarandgetanewone.B、Toleaveitinthegaragetoberepaired.C、Tosellhiscarforanewone.D、Togeth
A、Seeifheisrelatedtoanyofthestudents.B、Applyforajobasalibraryassistant.C、Usehismiddlename.D、Useadifferen
Thedifferencebetweenaliquidandagasisobvious【C1】______theconditionsoftemperatureandpressurecommonlyfound【C2】_____
Commonindoorplantsmayprovetobeavaluableweaponinthefightagainstrisinglevelsofindoorairpollution.Those【C1】____
A、Asalarycut.B、Arealestatebargain.C、Arentincrease.D、Avacationtrip.C这段对话的关键词是“landlord”(房东),4个选项中,只有C是相关的。
Severalspecialprogramsweredesignedto______disadvantagedyouthsaged16-21tobecomemoreresponsible,employable,andprod
随机试题
不属于国家监督的是【】
企业改制应切实维护职工的合法权益,国有企业改制为非国有企业的职工安置方案()。
紊流光滑区的沿程损失hf,与平均流速v的多少次方成正比?()
某工作E有两项紧后工作F和G,已知E工作的自由时差为2天,F工作的总时差为0天,G工作的总时差为2天,则E工作的总时差为()。
《公开发行证券的公司信息披露的编报规则》第18号通知中对各种风险因素的论述,下面选项中不正确的是()。
低值易耗品等企业的周转材料符合存货定义和条件的,按照使用次数分次计入成本费用。金额较小的,可在领用时一次计入成本费用。()
根据所给文字资料,回答91~95题2010年5月1日到10月31日,世博会在中国上海举行。自开幕以来,世博会的消费拉动效应初步显现。世博园区共有浦东和浦西两个片区,5月份的销售总额为4.13亿元,其中浦东片区的销售额占89.4%。园区5月份
一次数学竞赛,小王做对的题占题目总数的,小李做错了5题,两人都做错的题数占题目总数的,小王做对了几道题?
Fromwhatweread,weknowthat______.Whytheteacherdidn’tsendtheotherchildrentotheheadmaster?
Whatinformationdoesthemanneedfromthewoman?
最新回复
(
0
)