首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
A、Making a good deal out of it. B、Acquiring lender’s signature. C、Asking for paying interest D、Documenting the lending. D主讲人认为,如
A、Making a good deal out of it. B、Acquiring lender’s signature. C、Asking for paying interest D、Documenting the lending. D主讲人认为,如
admin
2018-05-08
41
问题
Anchor:
Should you lend money to your family? Maybe she will, with the do’s and don’ts of lending money to family, we are joined by Melody Hopson, GMA financial contributor and president of Aerial Capital Management. Welcome, Melody.
Melody Hopson:
Thank you. For this question, I would start with a very basic idea. Before you think about this familial obligation issue, let’s start with "Can you afford it? " And if you can’t afford it, that answers the question right away. Also can you afford it if they don’t pay you back? A bank thinks about the same thing. They assess the risk of the loan that they are going to make. And they don’t make loans that are going to make them bankrupt. You shouldn’t either, but if you go down this path, the one thing that I suggest you and that helps remove some of the resentment or problems that can occur is: Document it. Documentation helps a lot.
So those are the guidelines basically, you’re saying: write it down on paper, sign it, date it, interest rates, someone said, the interest rates are low, so this is a good deal. We do look at family as a good deal, even for paying an interest that’s usually lower than the market rate, right?
Absolutely did in terms, the terms may or may not include interest. They may include a payment plan: they may include it all back over a lump-sum period. And then last, last but not least, sign it, copy it, make sure you both have a copy and when you get into issues, you pull out that piece of paper.
If you don’t want to loan family money, maybe you can go to someone else, maybe you can cosign for a loan with the borrower at the bank, really to create that kind of distance... that might be meeting them halfway.
We’ve been talking about you as the bank in the family, what about if you need to borrow money? Well, if I need to borrow money, I will go to my family members in the most professional way possible and I would be the one saying this is what I need the money for, I’d like to document this and write this down, this is when you can be expected to receive the payment. If I don’t pay you back, I would be here before the money is due to renegotiate these terms, so they get a sense that you are very serious, very credible and you wanna make sure that this goes really, really well.
It’s also good for your own self-esteem. You know, hey, we get terms here, we get interest payments, I am gonna pay you back
16. What basic idea does Melody Hopson start with in her talk?
17. What can help a lender get rid of future resentment and problems?
18. What might be a solution when people don’t want to loan family money?
19. What shall the borrower do if he or she can’t pay back on time?
选项
A、Making a good deal out of it.
B、Acquiring lender’s signature.
C、Asking for paying interest
D、Documenting the lending.
答案
D
解析
主讲人认为,如果你真的要把钱借给亲戚的话,她有一个助你平息部分怨气和纠纷的办法——订立借据(Document it),D项复现录音关键词document,是正确答案。A项“做好买卖”与问题无关。B、C项都是写借据的步骤,以偏概全。
转载请注明原文地址:https://kaotiyun.com/show/5uT7777K
0
大学英语六级
相关试题推荐
InearlyAprilaseriesofreportsappearedonlineintheUnitedStatesandtheUnitedKingdomla-menting(抱怨)the"lazyFrench".
A、BusinessWritingandSocialEnglish.B、WritingandSocialEnglish.C、ProjectsandAcademicWriting.D、Writing,StudySkillsand
A、Allanimalsdrinkinthesameway.B、Animalsdrinkindifferentmanners.C、Catsanddogsdrinkinthesameway.D、Noresultha
A、Reformsonmedicalcare.B、Thefirstlevelofmedicalcare.C、Thecostofmedicalcare.D、Medicalcareinhospital.D录音中说话者提到了
A、Someonewhoalwaystalksabouthimself.B、Themostviolenttypeofco-workers.C、Someonewhostabsyourback.D、Themostcommo
A、Itisgettingthingsdonethroughotherpeople.B、Itishelpinganorganizationfindtherightstaff.C、Itisassemblingpeopl
A、Severeheadache.B、Toomuchpleasureinactivities.C、Highenergylevels.D、Thoughtsofsuicide.D讲座提到,临床抑郁症(clinicaldepressi
A、Theydidn’tcare.B、Theyhatedit.C、Theylovedit.D、Theyhavemixedfeelings.A短文谈到,一开始,大部分美国人认为白宫并没有什么特别之处,很少人见过白宫或者知道白宫是什么
Theincreaseinglobaltrademeansthatinternationalcompaniescannotaffordtomakecostlyadvertisingmistakesiftheywantt
随机试题
患者,男,45岁。消化性溃疡反复发作20年,近1个月来出现食欲减退,上腹部饱胀及沉重感,呕吐频繁,呕吐量大且含有酸臭味的宿食,呕吐物中不含胆汁,吐后上腹饱胀减轻,腹痛消失,明显消瘦,可见到上腹部的胃蠕动波、胃型、胃振水声,应诊断为
A.白薇B.白芍C.知母D.当归E.香加皮根据《中国药典》规定,含量测定成分属于甾体皂苷的中药是
A、磺胺甲噁唑B、氧氟沙星C、利福平D、两性霉素E、红霉素抑制细菌依赖性DNA的RNA聚合酶,阻碍tuRNA合成的药物是( )。
内在不经济是指厂商在生产规模扩大时由于自身原因引起的产量减少和成本增加,决定内在不经济的主要因素包括企业管理机构精良,管理效率良好。()
在施工中为达到控制物耗的目的,最常用的办法是()。
个人所得税规定的居民纳税人的纳税义务范围是( )。Ⅰ.在中国境内无住所、居住不满1年的个人,来源于中国境内的所得Ⅱ.在中国境内无住所,但居住超过5年的个人,从第6年起,其来源于中国境内外的全部所得Ⅲ.在中国境内无住所,但居住满1年而未超过5年的个人
()对税收的职能起着决定性作用。
最早叫“五马路”的是()。
合成血红蛋白的基本原料是
下列Access内置函数中,属于SQL聚合函数的是
最新回复
(
0
)