首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’
admin
2012-01-26
19
问题
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’s financial interest or net worth. Equity capital serves several purposes: it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the share-holders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile, uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’s operations.
Which of the following is implied in the passage?
选项
A、A very important purpose of bank-supervision is to provide adequate capital for their operation.
B、A very important purpose of bank-supervision is to ensure banks to operate with adequate capital.
C、A very important purpose of bank-supervision is to put additional restrictions on the banks’ operations.
D、A very important purpose of bank-supervision is to concentrate on risks.
答案
B
解析
通读全文,可推知这段文章所隐含的意思是银行监管的目的在于保证资本的充足率。
转载请注明原文地址:https://kaotiyun.com/show/6Eid777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
JackaskedTomtoreturnthestorybooknextMonday.Tom______toreturnthestorybooknextMonday.
Hesoldhisoldcartooneofhisfriends.Hisoldcar______tooneofhisfriends.
"Whereismeuniversity?"isaquestionmanyvisitorstoCambridgeask,butnoonecangivememaclearanswerforthereisnow
MissLiteachesforeignstudentsChineseinalanguageschool.MissLi______foreignstudentsinalanguageschool.
Themother________tothechildren.Becareful!Yoursisterissleeping.
Atthebeginningofagivenperiod,Mr.Ting’sinventorywasallfinishedgoods.Thevolumeis600.Atfileendofthisperiod,
Describemoneymarketsandcapitalmarkets.
(a)writeshortnotesonthefollowing:(i)CAMEL(ii)MarketRiskExposure(iii)STET(iv)CodeofBankingPractice
Theword"finance"signifiescapitalinmonetary,thatis,______,normallyforcapitalpurposes,throughfinancialmarketsorf
trade,above,expiration,respond,strike,profitable,seller,how,most,financialIngeneral,anoptiongivestothebuyer
随机试题
一个时期某一阶层或某一行业的人群对文化问题所持的态度和看法,或在某一文化事象里所表现的意识形态,称作()
尿道下裂的叙述下列哪项是错误的
蜘蛛痣常见的部位不包括
药品经营企业依法变更许可事项,应重新办理《药品经营许可证》的情形是()。
患者,女性,30岁,7天前受凉后,出现乏力、恶心,颜面水肿,测血压180/105mmHg,可见肉眼血尿,3天后,尿量减少至100ml/d,查血钾55mmol/L,血肌酐308μmol/L,呼吸22次/分,双下肢中度水肿。针对尿量变化,护理措施中最重要的是
患者,男性,45岁。因腹痛伴发热、恶心呕吐以“急性胃肠炎”收住入院时患者呈急性面容,精神萎靡,查体:T38.1℃,脉搏100次/分钟,粪便呈水样。属于主观资料的是()
某高层建筑的地下配电室采用预制灭火系统,安装数量不宜大于()台,必须同时启动,动作响应时间不得大于()s。
(一)资料某企业2012年经济业务基本情况如下:(1)年初购置设备一台,年初一次性投资210万元,预计该设备可以使用5年,采用直线法计提折旧,预计第5年年末净残值为10万元。(2)该项设备投资计划可使企业每年增加净利润30万元。(3)该企业2012
采用(),一般将投资者分为风险厌恶、风险中性和风险偏好三种类型。
Basedonpintobeansandcorntortillas,thePimaIndianhaveadietthatderives70percentofitsproteinformvegetablesourc
最新回复
(
0
)