首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Commercial bank deposits, including demand deposits, are subject to immediate withdrawal during regular banking hours at the req
Commercial bank deposits, including demand deposits, are subject to immediate withdrawal during regular banking hours at the req
admin
2013-12-25
33
问题
Commercial bank deposits, including demand deposits, are subject to immediate withdrawal during regular banking hours at the request of the depositor with the exception of certain time deposits , discussed in this section. Demand deposits may be withdrawn in the form of currency or coin, or they may be transferred to another account at any commercial bank. Demand deposits at commercial banks can be transferred by bank check and are sometimes called checking accounts. No money interest is paid on demand deposits. Checkable NOW accounts, or share drafts at credit unions, which are available to consumers but not business depositors, pay interest. Technically, they are savings accounts that are accessible by a negotiable order of withdrawal.
Savings deposits at commercial banks and thrifts can usually be withdrawn as currency or coin, or as a cashier’ s check of the bank(a check drawn against the issuing bank); they may be transferred into the depositor’ s demand deposit account at the same bank, although technically the bank may refuse to withdraw or transfer a savings account for 30 days.
Time deposit accounts with specified maturities are exceptions to the convention that commercial bank deposits should be convertible to cash on demand. Prior to the date of maturity, the bank may refuse to exchange such a time deposit claim or may impose a penalty fee. The time deposit pays interest, giving it one of the characteristics of other private bonds.
Consumer or personal time deposits include CDs in denominations of less than $ 100,000. They are non-negotiable; that is, they cannot be sold and must be returned to the issuing bank by the o-riginal purchaser. Until 1976, there were effective ceilings on interest payments. In 1973, consumer CDs were first authorized with ceiling interest yields closer to market interest rates. They were called money market certificates.
How do people draw money with a commercial bank against a NOW account?
选项
A、By a bank check.
B、By a demand.
C、By a negotiable order of withdrawal.
D、By a draft.
答案
C
解析
文章第一段最后提到Checkable NOW accounts,…they are savings accounts that are accessible by a negotiable order of withdrawal。NOW accounts的提取只要个人填写一张议付取款单即可。在商业银行里需要进行商洽后,才能取得。所以C选项正确。
转载请注明原文地址:https://kaotiyun.com/show/7Uid777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeoverw
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeoverw
Thearticle______onthissubjectwaswrittenbyMr.Black.
We______aroundthefactoryduringourvisit.
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
Weight(体重)isoneofthetaboosubjects.InAmerica,itisOK,orevengood,tobethinbutitisanembarrassment(尴尬)tobeov
随机试题
有以下程序:#include<stdio.h>main(){ inta=1,b=0; printf("%d,",b=a+b); printf("%d\n",a=2*b);
纳税人在账簿上多列支出或者不列、少列收入,或者进行虚假的纳税申报的手段,不缴或者少缴应纳税款的是【】
按决策问题的可控制程度,一般可分为()三种。
Anyonewhohasriddenonarailroadtrainknowshowrapidlyanothertrain【C1】______bywhenitistravellinginthe【C2】______dire
肌肉强直性痉挛是破伤风的典型症状之一.其首先出现的部位是
连接机械设备的管道,其焊口应( )。
长江公司为增值税一般纳税人,2014年1月1日长江公司从乙公司购入一项专门用于生产新产品A产品的无形资产,由于长江公司资金周转比较困难,经与乙公司协商采用分期付款方式支付款项,该无形资产合同规定总价款为2000万元,从2014年起每年年末支付500万元,分
投资收益、资产减值损失和营业外支出都会影响企业的营业利润。()
使用比率进行绩效评价的主要原因包括()。
A、 B、 C、 D、 A是否需要分成3层组建的经验数据是:结点数为250~500个,一般需要按3层结构来设计;结点数为100~500个,可以不设计接入层网络,结点可直接通过汇聚层的路由器或交换机接入;结点数
最新回复
(
0
)