首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Each year, more U. S. properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased ur
Each year, more U. S. properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased ur
admin
2017-01-15
65
问题
Each year, more U. S. properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the U. S. Government through the National Flood Insurance Program, is available through Homesite Insurance and the Homesite Insurance Agency. The National Flood Insurance Program(NFIP)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a "Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2, 500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50, 000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250, 000 for your home, and up to $100, 000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the U. S. government, your rate is the same from any insurer.
Which of the following statements is CORRECT?
选项
A、Most floods qualify for federal disaster aid.
B、Every flood qualifies for federal disaster aid.
C、Most flood don’t qualifies for federal disaster aid.
D、No flood qualifies for federal disaster aid.
答案
C
解析
细节题。从文章第三段第三句Most floods don’t qualify for federal disaster aid.可知,正确答案为[C]。
转载请注明原文地址:https://kaotiyun.com/show/9NJK777K
0
专业英语四级
相关试题推荐
Toooftenyoungpeoplegetthemselvesemployedquitebyaccident,notknowing【C1】______liesinthewayofopportunityforpromot
Toooftenyoungpeoplegetthemselvesemployedquitebyaccident,notknowing【C1】______liesinthewayofopportunityforpromot
Acompanyhaslaunchedrevolutionarysoftwarefortrackingstolenmobilephonesthatisimpossibletoremovefromthedevice—eve
Thecriminaljusticesystemisinneedof______reformtopreventmorepeoplefrombeingwrongfullyimprisoned.
Her______toexecutivemanagerisanacknowledgmentofherhardworkandunusualtalent.
Thelistofcandidatesforgreatestmenofthe20thcenturyisasshortasitisextraordinary.FranklinRooseveltistheob
Thelistofcandidatesforgreatestmenofthe20thcenturyisasshortasitisextraordinary.FranklinRooseveltistheob
Hardshipdidnotendwithfreedom.Therewere【C1】______regionalvariationinboththestatusand【C2】______offreeblacksduring
PresidentEnriquePenaNietohasencouragedMexicanstowalkmore,usestairsandexerciseonehoureverydayashelaunchedac
Accordingtothepassage,theaverageIQis______.
随机试题
简述制定和实施纠偏措施过程中应注意的问题。
邓小平理论形成的时代背景是()
下列哪项不是喘证的病因
《土地管理法》规定,土地行政主管部门的工作人员()、()、(),构成犯罪的,依法追究刑事责任。
火车车轮轮缘厚度应大于等于()mm。
下列不属于电器火灾灭火器的是()
在正常维护的条件下,结构应能在预计的使用年限内满足各项功能要求,也即应具有足够的()。
按照《国务院关于基础教育改革与发展的决定》的要求,我国实行()课程管理制度。
所谓记忆,简单理解就是能够记录和回忆。每个记忆的获取都要经历一个时间段,专家称其为“巩固”,“巩固”过程完成,这个记忆就被大脑保存,外界的刺激和针对神经系统的药物对这个记忆将不起任何作用,成为大脑中永久记忆。在记忆唤醒过程中有一种记忆擦除器,即“时间之窗”
•Therearethirtyquestionsonthisquestionpaper.•Instructionsaregivenonthetape.•YoucanwriteonthisQuestionPape
最新回复
(
0
)