首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
March 27, 1997, dawned as a normal day at the Collins’ home. By the middle of the morning, Jack Collins was at his desk, writin
March 27, 1997, dawned as a normal day at the Collins’ home. By the middle of the morning, Jack Collins was at his desk, writin
admin
2011-03-14
29
问题
March 27, 1997, dawned as a normal day at the Collins’ home. By the middle of the morning, Jack Collins was at his desk, writing checks, paying bills the way he always had on time. Then the phone rang, and the nightmare began. (1)
An investigator for a bank was on the line, asking in a severe voice why Collins, a university physicist, was late on payments for a $27,000 car, bought in Virginia the previous year. "
I don’t have a car like this," Collins protested. The last time he had set foot in Virginia was as an officer at a submarine base, three decades ago. But his name was on the contract, and so was his Social Security Number. During the months that ensued, he and his wife learned that someone had bought four more cars and 28 other items—worth $113,000 in all in their name. Their hitherto good credit record had been destroyed. (2)
"After a lifetime of being honesty" says Collins, "all of a sudden I was basically being accused of stealing and treated like a criminal."
This is what it means to fall prey to a nonviolent but frightening and fast-growing crime: identity theft. It happens to at least 500,000 new victims each year, according to government figures. (3)
And it happens very easily because every identification number you have such as Social Security, credit cards, driver’s license, telephone "is a key that unlocks some storage of money or goods," says a fraud (欺诈) program manager of the U.S. Postal Service. "
So if you throw away your credit card receipt and I get it and use the number on it, I’m not becoming you, but to the credit card company I’ve become your account." (4)
One major problem, experts say, is that the Social Security Number (SSN)—originally meant only for retirement benefit and tax purposes—has become the universal way to identify people.
It is used as identification by the military, colleges and in billions of commercial transactions. Yet a shrewd thief can easily snatch your SSN, not only by stealing your wallet, but also by taking mail from your box, going through your trash for discarded receipts and bills or asking for it over the phone on some pretext. Using your SSN, the thief applies for a credit card in your name, asking that it be sent to a different address than yours, and uses it for multiple purchases. A couple of months later the credit card company, or its debt collection agency, presses you for payment. You don’t have to pay the debt, but you must clean up your damaged credit record. (5)
That means getting a police report and copy of the erroneous contract, and then using them to clear the fraud from your credit reports which is held by a credit bureau.
Each step can require a huge amount of effort.
选项
答案
专家们认为,主要问题在于原来社会保险卡号只用于发放退休金和征税,现在却成了识别身份的普遍方式。
解析
转载请注明原文地址:https://kaotiyun.com/show/Afsa777K
本试题收录于:
MBA联考(英语)题库专业硕士分类
0
MBA联考(英语)
专业硕士
相关试题推荐
因偷盗、抢劫或流氓罪入狱的刑满释放人员的重新犯罪率,要远远高于因索贿受贿等职务犯罪入狱的刑满释放人员。这说明,在狱中对上述前一类罪犯教育改造的效果,远不如对后一类罪犯。以下哪项如果为真,最能削弱上述论证?()
基于以下题干:人的行为,分为私人行为和社会行为,后者直接涉及他人和社会利益。有人提出这样的原则:对于官员来说,除了法规明文允许的以外,其余的社会行为都是禁止的,对于平民来说,除了法规明文禁止的以外,其余的社会行为都是允许的。为使上述原则能对
PleasecommentonmulticurrencyreserveandexplainyourideaofChina’scurrentforeignexchangereserve.(上海财经大学)
WholesalepricesinJulyrosemoresharplythanexpectedandatafasterratethanconsumerprices,【1】thatbusinesseswerestill
Large,multinationalcorporationsmaybethecompanieswhoseupsanddownsseizeheadlines.(31)Buttoafargreaterextenttha
Oneofthesaddestthingsabouttheperiodinwhichweliveisthegrowingestrangement(疏远)betweenAmericaandEurope.Thismay
Alittlemorethanacenturyago,MichaelFaraday,thenotedBritishphysicist,managedtogainaudiencewithagroupofhighgo
Humansareuniqueintheextenttowhichtheycanreflectonthemselvesandothers.Humansareableto(21),tothinkinabstra
Humansareuniqueintheextenttowhichtheycanreflectonthemselvesandothers.Humansareableto(21),tothinkinabstra
Largelectureclassesarefrequentlyregardedasanecessaryevil.Suchclasses(21)beofferedinmanycollegesanduniversitie
随机试题
面对耀眼的玻璃墙反光,小黄产生了不适的反应,此时他的视觉感受性提高了。()
Televisionhasbecomeamajorinstrumentofcommunication,______ustoseeaswellastohearallkindsofprogrammes.
有关检验批与分项工程的质量验收的叙述中,正确的说法是()。
下列属于安全检查的注意事项的是()。
下列关于存货盘存和清查的会计处理,正确的有( )。
注册税务师在审核纳税人发票填开情况时,对销售方为购买方开具的红字增值税专用发票,在购买方已作胀务处理的情况下,以具有购买方所在地主管税务机关开具的( )作为依据。
关于货币层次的说法,正确的是()。
局域网交换机首先完整地接收数据帧,并进行差错检测。如果正确,则根据帧目的地址确定输出端口号再转发出去。这种交换方式是()。
以下程序可把输入的十进制数以十六进制数的形式输出,请填空。#inelude<stdio.h>main(){eharb[17]={"0123456789ABCDEF"};intc[64],d,i=0,base
MINUTESOFTHEMEETINGBM#104
最新回复
(
0
)