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  3. "Money Matters on Campus" is a recently released study on financial literacy among young adults. It supports providing students

"Money Matters on Campus" is a recently released study on financial literacy among young adults. It supports providing students

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问题     "Money Matters on Campus" is a recently released study on financial literacy among young adults. It supports providing students with the opportunity to learn how to make【C1】______ decisions about their consumer choices, how to manage money on their own, and how to grow and protect their financial【C2】______before they enter college or the workforce.
    The study【C3】______more than 65,000 first-year college students across the U.S. on banking, savings, credit cards and school loans, as well as a series of questions designed to【C4】______students’ financial knowledge. Researchers found【C5】______differences in the financial 【C6】______of students based on age, race, 【C7】______and institution type.
    Students who received financial literacy education in high school scored significantly higher than their【C8】______on financial knowledge questions such as how much to set aside in an emergency【C9】______and what to do if you have too many credit cards. Even more importantly, the students who had previous financial literacy education were found to be more responsible【C10】______it comes to their money—for example, they were more financially【C11】______and more unwilling to【C12】______debt in general.
    As financial【C13】______are the number one reason students leave college, engaging students at the outset of their college experience will【C14】______the likelihood that they will make【C15】______ financial decisions and complete their degree on time. And while traditional financial literacy education has focused【C16】______on providing financial knowledge, "Money Matters on Campus" research amplifies the need to【C17】______students’ individual attitudes, motivations and 【C18】______. By providing students with relevant information that【C19】______home immediately, this initiative has led to an 11 percent drop in federal loan borrowing at the【C20】______.
【C11】
选项 A、temperamental
B、subjective
C、ambiguous
D、cautious
答案D
解析 本句句意是：当涉及金钱的时候，那些接受过理财教育的学生更有责任心。此处举例说明上面的观点，他们在理财方面更加______。正因为责任心更强，所以在花钱方面肯定更加谨慎，故选D项cautious“谨慎的”。
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