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Giving millions of existing PayPal customers the ability to buy at the click of a button has enormous potential for increasing
Giving millions of existing PayPal customers the ability to buy at the click of a button has enormous potential for increasing
admin
2022-02-15
58
问题
Giving millions of existing PayPal customers the ability to buy at the click of a button has enormous potential for increasing those numbers, but access to the currency isn’t the only limiting factor. People need a way to spend it.
A handful of large companies, such as Microsoft, have begun accepting bitcoin as payment, and others such as electric car company Tesla have done so at times too.【F1】
And while several other retailers, including grocery stores, coffee shops and hardware stores, have systems to accept cryptocurrency in some countries, using only this form of payment day-to-day would be no easy task.
PayPal users in the UK won’t be able to use cryptocurrency to buy goods or services—they can only buy, hold and sell the currency. But in the US, the company offers the ability to use balances for payments anywhere that accepts PayPal.【F2】
This effectively allows hundreds of thousands of retailers to accept cryptocurrencies without having to make any changes or accept any risk, and receive US dollars from PayPal as normal.
This is vital, as the risk for businesses is high, says Carol Alexander at the University of Sussex, UK. Cryptocurrencies are "dominated by huge speculation and rampant manipulation" , she says.
【F3】
Organized groups are able to cause swings in cryptocurrency values with coordinated buying or selling and, unlike the traditional financial services sector, there is little regulation to stop it.
So, if you take bitcoin as payment directly, it may plummet in value before you convert it.
"I can’t see this as the moment crypto goes mainstream. The widespread market abuse needs addressing first," says Alexander.
Cryptocurrencies are decentralised systems with no official oversight, so regulation is difficult. Registered companies that deal in them are finding themselves under increasing scrutiny. In June, the UK’s Financial Conduct Authority ruled that Binance Markets Limited, one of the world’s largest cryptocurrency exchanges, had to cease regulated trading in the UK.
There are still hurdles to overcome before cryptocurrency can truly break into the mainstream, including its exorbitant energy use, volatility and complexity.
【F4】
But some are still confident that the technology offers enough benefits, such as protection from inflation, a degree of anonymity and low fees for large payments, that widespread adoption is inevitable.
【F5】
Nigel Green at financial services firm deVere Group is confident that cryptocurrencies will replace traditional money and, although that moment is still some way off, he says PayPal’s announcement is " yet another example that exposes cryptocurrency deniers as being on the wrong side of history".
"This is a major step forward towards the mass adoption of digital currencies," he says. "More and more payment companies will naturally follow their lead. "
【F4】
选项
答案
但有些人仍然相信该技术提供了足够的好处,例如防止通货膨胀、一定程度的匿名性和大额支付的低费用,因此广泛使用是不可避免的。
解析
本句是主从复合句。主干为some are still confident。confident之后的that引导从句,其中“such as protection from inflation,a degree of anonymity and low fees for large payments”为插入语。that widespread adoption is inevitable可以与之前的enough形成类似“such…that…”“so…that…”表示“如此……以至于……”的结果状语从句结构。some指some people,常见的还有many指many people,few指few people。
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0
考研英语一
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