首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
In business, many places adopt a credit sys tem, which dates back to ancient times. At present, purchases can be made by using c
In business, many places adopt a credit sys tem, which dates back to ancient times. At present, purchases can be made by using c
admin
2011-01-02
47
问题
In business, many places adopt a credit sys
tem, which dates back to ancient times. At present,
purchases can be made by using credit cards. They
fall into two categories: one has【1】______ use, while 【1】______
the other is accepted almost everywhere. The application
for the use of the latter one must be made at a
【2】______. 【2】______
Once the customer starts using the card, he
will be provided with a monthly statement of
【3】______by the credit company. He is required to 【3】______
pay one quarter to half of his credit【4】______ every 【4】______
month.
Advantages. 1. With a card, it is not
【5】______to save up money before an actual purchase 【5】______
2. If the card is lost, its owner is protected
3. A【6】______ and complete list of purchase re 【6】______
ceived from the credit company helps the owner to
remember the time and【7】______ of his purchase. 4. 【7】______
the cards are accepted in a(n)【8】______ by professional 【8】______
people like dentists, etc.
Major disadvantage. The card owner is
tempted to【9】______his money. If this is the case, 【9】______
it will become increasingly difficult for the user
to keep up with the required【10】______, which will re 【10】______
suit in the credit card being cancelled by the credit company.
【9】
Good morning, everyone. First about your second assignment. I’d like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department’s secretary. Now, let’s get down to the lecture.
Today, the lecture is on credit, er, or to be more specific, on credit cards. I’m sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we’ll discuss it in some detail.
Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.
There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the
card.
The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.
There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn’t have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don’t have any cash with you.
However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of things on credit, he or she has to make large payments each month. Sometimes it becomes impossible to keep up with the payments. As a result, the consumer’s life becomes more and more difficult. If the consumer cannot make the payments, his card will be taken away. It will be very difficult for him to get another credit card in the future.
To sum up briefly, we can see a credit-buying system has both
advantages and disadvantages. On the one hand, it gives people convenience in life, and on the other, it tends to encourage overspending.
选项
答案
overspend/overuse/overconsume
解析
转载请注明原文地址:https://kaotiyun.com/show/CJeO777K
0
专业英语八级
相关试题推荐
曹雪芹的小说《红楼梦》在中国文学发展史上,树立了一座辉煌灿烂的艺术丰碑。小说以贵族青年贾宝玉、林黛玉的恋爱婚姻悲剧为主要线索,描写贾家荣、宁两府这个封建贵族大家庭的衰亡败落。作者还通过这个家族的社会联系的描写,笔触深入到封建社会的各个方面,生动地展开了封建
Extraordinarycreativeactivityhasbeencharacterizedasrevolutionary,flyinginthefaceofwhatisestablishedandproducing
Aseveryancientmarinerknew,travelingbysailisasimplewaytogo.Thoughthewindscouldbefickleandtheboatspokey,th
Videoconferencingisgraduallybecominganacceptedmeansinwhichtodobusiness.Foralongtimeissufferedfromtheimageo
Videoconferencingisgraduallybecominganacceptedmeansinwhichtodobusiness.Foralongtimeissufferedfromtheimageo
Norms:TypesandAcceptanceSociologistsfindthattounderstandaculture,itisveryimportanttounderstanditsnorms.Ⅰ.
A、Thescientistsonthegroundarepursuingonlytheirmostimportantexperiments.B、Theshuttleteamwillbedisappointedatth
A、weapon-gradematerial.B、nuclearfuel.C、plutonium.D、spentfuel.C新闻的第一句即讲明Thorpefacility的功能是加工spentfuel,生产plutonium。本题题干的
文学的工具是语言文字。首先我们必须认识语言文字,其次必须有运用语言文字的技巧。这事看起来似乎很容易,因为一般人日常都在运用语言文字。但是实在很难的,因为文学要用平常的语言文字产生不平常的效果。文学家对于语言文字的了解,必须比一般人都更精确、更透彻,然后方可
D英国文学之作家作品。Shelley(雪莱)的代表作有PrometheusUnbound(《解放了的普罗米修斯》)和OdetotheWestWind(《西风颂》)。
随机试题
7岁女童,因风湿热入院,目前使用青霉素和阿司匹林治疗。近日该患儿出现食欲下降、恶心等胃肠道不适,护士可以给予的正确指导是
患者,男性,50岁,1年来出现耳鸣,以右侧明显,如火车轰鸣样,右视力下降。查体:右侧突眼,球结膜充血,右侧颞部可闻与脉搏一致的轰鸣样杂音。最佳的检查是
中毒性肝病常由下面哪些毒物引起
定喘汤中白果的作用是
机械制造场所是发生机械伤害最多的地方,因此,机械制造车间的状态安全直接或间接涉及设备和人的安全。下列关于机械制造生产车间安全技术的说法中,正确的是()。
根据《安伞生产许可证条例》,安全生产许可证的有效期为()年。
对于操作风险,商业银行可以采取的风险加权资产计算方法不包括()。
冬季,某市公交系统在许多线路上增加了临时公交车,以作为这些线路公交运输的补充。但是在一段时期内,原线路乘客拥挤的现象未得到缓解。在下列陈述中,有助于解释上述现象的是()。
一、注意事项1.本题是由给定资料与作答要求两部分构成。其中,阅读给定资料参考时限为40分钟,作答参考时限为110分钟。2.监考人员宣布考试开始时,才可以开始答题。3.所有题目一律使用现代汉语作答。二、给定资料1.《医
PurpleCloudMountain,whosenamecomesfromtherainbowsfrequentlyappearontopofthemountainthatgivestherangeapurple
最新回复
(
0
)