首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady
admin
2010-01-10
33
问题
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady income and a good work record can apply for a credit card. There are many credit cards available: American Express, Master Chafe, VISA, and Diner’s Club are the names of some of the most popular.
If you have a credit card, you can buy a car, eat a dinner, take a trip, and even get a haircut by charging the cost to your account. In this way you can pay for purchases a month later without any extra charge. Or you may choose to spread out your payment over several months and pay only part of the total amount each month. If you do this, the credit card company, or the bank that sponsors the credit card, will add a small service charge to your total bill. This is very convenient for the customer. With the credit card in your wallet or purse, you don’t have to carry much cash. This saves your trips to the bank to cash checks or withdraw cash. Also, if you carry credit cards instead of a lot of cash, you don’t have to be concerned about losing your money through carelessness or theft. The card user only has to worry about paying the final bill. This, of course, can be a problem, if you charge more than you can pay for.
Credit cards are big business. Many banks sponsor their own credit card companies and issue cards free to their customers. Other credit card companies charge their members annual dues. The stores that accept credit cards must pay a small fee to the credit card company — a percentage of the purchase price of the merchandise or service, In turn, the credit card company promptly pays the store for the merchandise or service. Credit card companies make a profit from the fees they charge the store and also from the fees collected from customers who pay for their charges in monthly installments. However, credit card companies sometimes have problems collecting overdue payments from unreliable customers. Also, the use of stolen, lost, or counterfeit credit cards by criminal has become a big headache for the credit card company that’s responsible for the goods and services illegally charged to its customers’ accounts.
(382 words)
选项
答案
a steady/fixed income and a good work record
解析
本文第一段指出:只有具有稳定收入和良好工作履历的人才能申办信用卡。
转载请注明原文地址:https://kaotiyun.com/show/CPdK777K
0
大学英语六级
相关试题推荐
Whathavepeoplediscoveredabouthobbies?Hobbiescanbeprofitableand___________________________________.
Whathavepeoplediscoveredabouthobbies?Hobbiescanbeprofitableand___________________________________.
Wehavealldonesomethinginourlivesthatweareashamedof.Someofushavefallenforthewrongman,somehavemissedther
Personswhoareoverweightshouldwatchtheirdietcarefullyinordertolosepounds.Thebestwaytodothisistostartaweig
Peoplewhoarenotself-confidentdependtoomuchonthepraiseofothersinordertofeelgoodaboutthemselves.
Alotofyoungpeoplefinditdifficulttogetajob,especiallyinthefirstfewmonthsaftertheyleaveschool.Thisismuchm
ItisknowntousthatEnglishisnotasoldasChinese,butitiswidelyusedbymostpeopleallovertheworld.Englishspeake
Whatisthepassagemainlyabout?Whatdoestheauthorsayabouttheeffectofnicotineonsmokers?
Nosooner______(我刚点着蜡烛,它就被吹灭了)byaviolentdraught.
Thecustomercomplainedthatnosooner______(他刚起动这台计算机,它就不运转了).
随机试题
行政组织的目标管理借鉴于()
可以鉴别中枢性面瘫与周围性面瘫的检查是
乳牙深龋常用的护髓材料是
对各项资产应按取得时支付的实际成本计量,其后不得自行调整其账面价值,这遵循的是会计要素确认计量原则中的()原则。[2008年真题]
甲公司目前的资本结构(账面价值)为:长期债券680万元,普通股800万元(100万股),留存收益320万元。目前正在编制明年的财务计划,需要融资700万元,有以下资料:(1)本年派发现金股利每股0.5元,预计明年每股收益增长10%,股利支付率(每股股利/每
法律是国家意志的体现。中国古代成文法自战国时代的《法典》开始,到秦汉时代,都是按照儒家精神制订的。中华法系形成的标志是《唐律》的制定和《唐律疏议》的撰写。以判例法为主要法律形式是中华法系的鲜明特点。材料公元395年,罗马帝国一分为二。奴隶
恩格斯指出:“社会上一旦有技术上的需要,则这种需要会比十所大学更能把科学推向前进。”这在认识理论上说明()。
对于同一棵大树,在木匠的眼中是木材,画家看到的是色彩和色调,植物学家看到的是它的形态特征,这是由于()。
Undoubtedly,advancedtechnologyhasbroughtmuchconveniencetous,butmodernpeople,especiallystudents,arenotsupposedto
Astothepunishmentthatchildrenundersevenareassignedtowrongdoing,PiagetsuggestsWhichofthefollowingstatementsab
最新回复
(
0
)