A、They often take risks. B、They’re too conservative. C、They have no sense of security. D、They have no self-discipline. B对话开头提到了话

W: Eric Schurenberg is the managing editor of Money Magazine in this August issue, in which this quiz about money personality types appears. Why is it so important to come up with your money personality type?
M: Well, people are just not rational about their money.
W: So after taking this quiz, you should find out if you’re a guardian, that is, discipline is the key to security. Is guardian the best type to be?
M: Well, it’s the one that most Americans are. You have a lot of self-discipline if you’re a guardian. Financial security matters a lot to you.  [19] On the other hand, you are likely to be too conservative. Sometimes you have to take risks to get ahead.
W: And if your answers are mostly Cs to our short pop quiz there, you are a guardian. [20] The next personality type is an idealist. I think that’s probably what I am, because money just isn’t the top priority.
M: That’s right. You are more concerned with helping other people, and that’s a good thing too for lots of reasons, and doing fun stuff matters a lot too.
W: So, if your answers are mostly Bs, you are an idealist. What’s next?
M: Artisans.
W: So if your answers are mostly As, you are an artisan. What’s an artisan?
M: [21] Artisans are people who are willing to take risks. They go on instinct a lot.
W: That’s a pretty good thing.
M: If you are willing to take risks, you may buy a lot of stocks. It works out for you in the long run. On the other hand, artisans are not the type to do a series of long-term financial plans. So sometimes they have to put things into place like automatic savings plans so that they can get a regular financial planning going.