首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
专升本
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his
admin
2018-04-17
14
问题
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship owner knows that his vessel may be lost at sea; the bread-winner knows that he may die at an early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel is lost at sea. If these persons each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as "insured’’ and those who administer the pool of contributions as "insurers".
Not all risks end themselves to being covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated and risks can only be insured against, if they can be so estimated.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states in return for the regular payment by the insured of a named sum of money, called the " premium", which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The wording of policies, particularly in marine insurance, often seems very old-fashioned, but there is a sound reason for this. Over a large number of years many law cases have been brought to clear up the meanings of doubtful phrases in policies. The law courts, in their judgments, have given these phrases a definite and indisputable meaning, and to avoid future disputes that the phrases have continued to be used in policies even when they have passed out of normal use in speech.
By "the pool of contributions" (Para. 1) the writer means______.
选项
A、money paid by the insured
B、money paid the insured
C、the cost of administering insurance
D、the amount of each premium
答案
A
解析
转载请注明原文地址:https://kaotiyun.com/show/EaiC777K
本试题收录于:
英语题库成考专升本分类
0
英语
成考专升本
相关试题推荐
Nowadaysmostpeopledecidequite【61】whatkindofworktheywoulddo.WhenIwasatschool,wehadtochoose【62】whenwewerefif
IntheUnitedStates,itisimportanttobeontime,orpunctual,foranappointment,aclass,etc.However,thismaynotbetr
Haveyoueverdreamedoftravelinginspace?Itwasimpossibleahundredyearsago,norwasit50yearsago.Withthecomingof
I’vebeengoinghomeforluncheversinceIstartedschool.Ineverlikedeatinginthecafeteria(自助食堂)althoughintileseventh
Alittleboyinvitedhismothertoattendhisschool’sfirstteacher-parentmeeting.Tothelittleboy’s【21】,shesaidshewould
Insolvingthedifficulties,whatreally______isourcourageandspirit.
Thepolicechieforderedthatparking______onMainStreetduringtherushhour.
Nearlyeveryoneenjoyschicken,andthemostfamousnameinchickenisKentuckyFriedChicken.Mr.Sanders,themanwhostarted
NativeAmericansfromthesoutheasternpartofwhatisnowtheUnitedStatesbelievedthattheuniverseinwhichtheylivedwas
Supposeyouhaveabrickandaspongewhichareexactlythesamesize.Thebrickandthespongewilloccupythesameamountofs
随机试题
若干进程可同时执行,轮流占用处理器交替运行称为进程的
布雷顿森林体系下的国际货币制度实际上是()
《短歌行》中运用了周公典故的诗句是:________。
下列哪种病原体不能通过滤菌器
基础按类型可分为( )。
香港恒生流通综合指数系列包括()。Ⅰ.恒生流通综合指数Ⅱ.恒生香港流通指数Ⅲ.恒生中国内地流通指数Ⅳ.恒生香港综合指数
中国有句俗语“师生如父子”,这句话的真正内涵是教师对学生应该像父母对自己的子女一样的偏爱。()
执行?ROUND(123.456,2)命令后,屏幕显示的结果分别为______。
在面向对象方法中,()描述的是具有相似属性与操作的一组对象。
AdetailedandthoroughresearchprojectundertakenbytheOpenUniversityrecentlyreportedthattheirevidenceappearstoshow
最新回复
(
0
)