首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2017-06-27
52
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
By saying that "the financial-literacy movement has gained steam", the author means that the movement _______.
选项
A、has been regarded as unimaginative
B、has received much unfair criticism
C、has gone through financial difficulties
D、has been more and more prosperous
答案
D
解析
本题考查对has gained steam的意义的理解。原文该句开头的Even表明从句和主句构成意义上的转折关系,也就是说,从句的has gained steam和主句的have been falling含义相反,由此可推断has gained steam应为“上升”的意思,D与此最为相近,故为本题答案。
转载请注明原文地址:https://kaotiyun.com/show/Eei7777K
0
大学英语四级
相关试题推荐
Neverbeforehassomuchmoneybeenmadebyasinglefirminsuchashortperiodoftime.OnJanuary27thTimCook,thebossof
PeopleworldwidecelebrateNewYearindifferentways.InLatinAmerica,peopleexpresstheirhopesthroughthecoloroftheiru
A、Thebusstation.B、Theschool.C、Theairport.D、Thetravelagency.C女士说:“我想你最好乘坐机场快线。”机场快线是连接机场与市中心的专用交通,因此男士应该是去机场,选C。解题关键是听懂
A、Itisthefirsttimetheyhavebeenonatrip.B、Theycannotdowhattheylikebefore.C、Theydon’thavetocareaboutthetim
Itshouldcomeasnosurprisethatthemorestressedparentsareatwork,thegreatertheburdenontheirfamily.It’salsoprob
A、Manycountriesdislikeit.B、Allcountriesobserveit.C、ItbeganwiththeAmericans.D、ItbeganwiththeRomans.D短文提到,在元月一日庆
A、Water’sspecificheatishigherthanthatofthesand.B、Water’sspecificheatislowerthanthatofthesand.C、Water’stempe
A、Alicedidn’tseemtobenervousduringherspeech.B、Aliceneedsmoretraininginmakingpublicspeeches.C、Themancanhardly
随机试题
Forthispart,youareallowed30minutestowriteanessayentitledHowtoKeepFriendshipAlivebycommentingonBritishwrite
A.正视眼B.近视眼C.远视眼D.老视眼E.散光眼球前后径过短,远物聚焦在视网膜后方的是
某年某地总人口数为N,采用整群抽样,对某一社区共n人进行了抽样调查,其中发现有某病患者n1例,新发该病患者n2例,下列关于该病统计指标的描述正确的是欲计算该病的患病率,正确的公式是()
A.散点图B.线图C.圆图D.直方图E.统计地图适用于双变量资料,用点的密集度和趋势表达两变量间的相关关系。应绘制
资金的时间价值通常是通过()来反映的。
一般而言,政府债券收益率与公司债券收益率相比,()。
甲公司欲投资购买A、B、C三只股票构成投资组合,这三只股票目前的市价分别为8元/股、10元/股和12元/股,β系数分别为1.2、1.9和2,在组合中所占的投资比例分别为20%、45%和35%,目前的股利分别为0.4元/股、0.6元/股和0.7元/股,A股
简述杜甫所创的新题乐府。
晕轮效应亦称光环效应,是指利用一种一致的突出的特殊特性作为评价一个人的其他方面特性根据的一种倾向。根据上面的定义,下列哪一个人对他人的评价表现出了典型的晕轮效应?
根据以下资料,回答下列问题。2012年,全国茶叶亩均产量为:
最新回复
(
0
)