Debts incurred by someone who is borrowing to finance the purchase of land or buildings, with the asset serving as collateral, a

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问题 Debts incurred by someone who is borrowing to finance the purchase of land or buildings, with the asset serving as collateral, are called______.

选项 A、preferred stocks
B、real estate securities
C、common stocks
D、mortgages

答案D

解析 答案为A项。mortgagor“抵押人,押出人”。mortgagee“受押人,押入者”。透支业务属于银行短期贷款业务,银行与客户之问属于贷款人与借款人的关系。故本题选A项。答案为D项。collateral“抵押品”。本题系指不动产抵押贷款,即借款人将所购地产或房产作抵押获取购买资金的贷款方式,故选D项。
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