首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that
admin
2016-06-10
115
问题
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the pre-mium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.
Insurance premiums do not become too high because______.
选项
A、not many people suffer loss
B、they are fixed according to how likely the risk of loss is to happen
C、not many people insure themselves
D、insurance companies compete with each other
答案
D
解析
题干意为“保险费不会很高是因为…”。由第二段倒数第二句“If companies fix their premiums toohigh,there will…”可知,如果有公司把保险费定得过高,就会有公司把保险费降低,保险费高的公司就会没有生意而赔钱,保险公司相互之间是竞争的,故选D。
转载请注明原文地址:https://kaotiyun.com/show/F0iK777K
本试题收录于:
大学英语三级A级题库大学英语三级分类
0
大学英语三级A级
大学英语三级
相关试题推荐
Scientistsaretryingtomake______investigation.
A、Polynesian.B、American.C、English.D、Japanese.A听出答案TheslowestspeakingnationisthepeopleofPolynesiaislandinthePaci
What’stheproblemtheworldisnowfacing?
______(ignore)formanyyears,thewritersuddenlybecamefamous.
A、Holidaywear.B、Sportswear.C、Summerwear.D、Casualwear.CWhatproductwasthemanparticularlyinterestedin?本题为细节题。听到男士说“
Afteramedicalexamination,thedoctorgavemea(favorably)______reportonmyhealth.
Environmentiseverythingthatsurroundsus:plants,animals,buildings,country,air,water—infacteverythingthatcanaffect
Thispartistotestyourabilitytodopracticalwriting.YouarerequiredtowritealetterofApplicationaccordingtothefo
Thispartistotestyourabilitytodopracticalwriting.Youarerequiredtowriteabusinessletteraccordingtotheinformat
ThePresidentofHarvardpioneeredtheelectivesystemby______studentswereabletochoosetheirowncoursesofstudy.
随机试题
在Word2010的编辑状态下,对插入文档的图片不能进行的操作是________。
规定企业成员在共同的活动中应遵循的规章制度及行为准则的是()
患者,男性,62岁。慢性咳嗽、咳痰10余年。有冠心病病史5年,平时无症状。昨日因胃溃疡大出血急诊手术治疗,手术后第1天出现呼吸困难,伴发热。动脉血气分析(呼吸空气时):pH7.48,PaO250mmHg(6.7kPa),PaCO230mmHg(4.0kPa
A.20°~35°B.10°~15°C.20°~40°D.90°E.60°~90°手的休息位时腕关节背伸角度是
外盘大于内盘,通常股价会()
实现了新中国成立以来党的历史上具有深远意义的伟大转折的会议是()
列宁指出:“马克思的全部理论,就是运用最彻底、最完整、最周密、内容最丰富的发展论去考察现代资本主义。自然,他也就要运用这个理论去考察资本主义的即将到来的崩溃和未来共产主义的未来的发展。”在展望未来社会的问题上,马克思主义经典作家提出并自觉运用的方法论原则是
差异备份、增量备份、完全备份三种备份策略的备份速度由快到慢依次为()。
静态数据成员在()进行初始化。
Acarismadeupofmorethan30000parts.Eachpartinanewcarisasweakasababy.Soanewcarrequirespropercareands
最新回复
(
0
)