首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2013-10-30
30
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
Lewis Mandell suggests that we should figure out how to
选项
A、carry out financial-literacy education properly
B、manage money in a more efficient way
C、help students score better in money-management courses
D、improve the social awareness of financial education
答案
A
解析
由题干可知,空格中要填的是文中第4段第1句“do this the right way”的同义替换,而“do this”指的就是上文一直说的“进行金融知识扫盲教育”,A中properly即the right way,故选A。
转载请注明原文地址:https://kaotiyun.com/show/FQS7777K
0
大学英语四级
相关试题推荐
Forsometimepastithasbeenwidelyacceptedthatbabies--andothercreatures--learntodothingsbecausecertainactsleadto
Moreandmoreforeignstudentsexperiencetheirindependentlifeinthequesttogainawesterneducation.Theyaresurroundedb
A、Helookslikechildren.B、Hefeelsverynervouswhensomebodyiswaitingforhim.C、Helikeshistoryverymuch.D、Heblushesf
Ataroundageoffive,everychildhastomakethe【C1】______fromhometoschool.Childrenatthisagehaveanenormousamountto
Youngpeopleoftenwonderatthelargenumberofemployerswhodonotrespondtotheirapplicationsforjobs.Theysaythatdesp
A、Thehousesforsaleareofpoorquality.B、Thehousesaretooexpensiveforthecoupletobuy.C、Thehousingdevelopersprovid
A、Infourorfiveyears.B、Inoneyear.C、Inthreeorfouryears.D、In36weeks.A信息明示题。文章最后指出…willfinishtheirstudiesinfou
OnMarchI,areader’sletterpublishedinLianheZaobao’sForumpagewiththeheadline"FeedbackfromReadersTakenSeriously"
A、Art.B、Physics.C、Economics.D、Law.C
Humanbeingsareneversatisfied.Theyhavealwayswantedthingstobeeasier,faster,morecomfortableormore【B1】______.Human
随机试题
2020年8月11日,国家主席习近平签署主席令,表彰在抗击新冠肺炎疫情斗争中作出杰出贡献人士,其中被授予“共和国勋章”的是()
论述全面深化改革的重大意义。
大多数有机化合物难溶于水,易溶于有机溶剂,是因为有机物都是分子晶体。()
局域网操作系统中,最重要、最基本的网络服务功能是()
一轻质弹簧原长为L,劲度系数为k,上端固定,下端悬挂一质量为m的物体,先用手托住,使弹簧保持原长,然后突然将物体释放,物体达到最低位置时弹簧的最大伸长量x为______。
按是否剔除通货膨胀因素来划分,利率可分为()。
情感分为道德感、理智感和_________。
科学家们认为,梦是大脑中主管人体各种功能的各个中心点联合作用的结果。人在睡眠时其部分脑细胞仍然在活动着,这就是梦的基础。最近的研究成果证实,做梦不仅不会影响人的睡眠和健康,而且还是保护大脑健康所必需的生理活动之一。以下哪项如果为真,最能支
Textbookpricesaretraditionallyhigh."Combinedwiththerisingcostoftuition,thepriceofbooksforourstudentsisjust
Ifyousitalldayatanofficeandworryaboutitseffectonyourweightandhealth,takeafewbreaks.That’stheadvicefr
最新回复
(
0
)