首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
Insurance is the sharing of risks.Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his pro
Insurance is the sharing of risks.Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his pro
admin
2020-02-28
68
问题
Insurance is the sharing of risks.Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his property can be damaged by fire;the ship owner knows that his vessel may be lost at sea;the breadwinner knows that he may die at an early age and leave his family the poorer.On the other hand,not every house is damaged by fire nor every vessel lost at sea.If these persons each put a small sum of money into a pool,there will be enough to meet the needs of the few who do suffer loss.In other words,the loss of the few are met from the contributions of the many.This is the basis of insurance.Those who pay the contribution are known as “insured” and those who administer the pool of contributions as “insurers”.
Not all risks lend themselves to being covered by insurance.Broadly speaking,the ordinary risks of business and speculation cannot be covered.The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated,and risks can only be insured against if they can be so estimated.
The legal basis of all insurance is the “policy”.This is the printed form of contract on paper of the best quality.It states that in return for the regular payment by the insured of a named sum of money,called the “premium”,which is usually paid every year,the insurer will pay a sum of money or compensation for loss,if the risk or event insured against actually happens.The wording of policies,particularly in marine insurance,often seems very old-fashioned,but there is a sound reason for this.Over a large number of years,many law cases have been brought to clear up the meaning of doubtful phrases in policies.The law courts,in their judegments,have given these phrases a definite and indisputable meaning,and to avoid future disputes.The phrases have continued to be used in polices even when they have passed out of normal use in speech.
It seems that the author thinks the insurance is__________.
选项
A、a form of gambling
B、a way of making money quickly
C、useful and necessary
D、old-fashioned
答案
A
解析
推断题。文中第一段指出“Insurance is the sharing of risks.”,即“保险是分担风险”,紧接着说明保险的本质。第二段作者指出“并非所有的风险都可以由保险承保”。由此可知,作者认为保险是有风险的,因此A项“a form of gambling”正确。B、C两项属于无中生有,D项原文有所提及,但是其为“The wording of policies often seems very old-fashioned”,并非“the insurance is old-fashioned”,因此D项错误。故本题选A。
转载请注明原文地址:https://kaotiyun.com/show/FSkY777K
本试题收录于:
银保监法律类题库国家公务员分类
0
银保监法律类
国家公务员
相关试题推荐
2015年全国国有建设用地供应总量53万公顷,比上年下降12.5%。其中,工矿仓储用地12万公顷。下降15.2%;房地产用地12万公顷,下降20.9%;基础设施等其他用地29万公顷,下降7.1%。2015年水资源总量28306亿立方米。全年平均降水量64
2017年1—2月,全国规模以上工业企业实现利润总额10156.8亿元,同比增长31.5%。1—2月,规模以上工业企业中国有控股企业实现利润总额2336.3亿元,同比增长,1倍;集体企业实现利润总额68.5亿元,增长9.6%;股份制企业实现利润总额697
根据人类学和考古学理论,农业可能并非人们向往的一种生活方式,而是在人口和环境之间关系逐渐失衡,供养人口的土地载能接近极限时的一种反映、环说我们的周围,可以发现日常食用的水产和肉食几乎绝大多数要依赖负养殖。养殖并非野生资源丰富的表现,恰恰相反,正是自然界里可
非________的创意内容很难在网络剧市场异军突起,已成了业界常识。而与之呼应的是,从今年前8个月全网的播放情况看,28.71%的IP剧却收割了82.43%的播放量,其中,玄幻、刑侦等与日常生活脱节的类型化题材成为各大平台的重点投资对象,而关注当下的现实
涮羊肉又称“羊肉火锅”,始于元代,兴于清代,因吃法简便、味道鲜美而深受欢迎。下列关于涮羊肉的食用方法表述不正确的是:
分析语素法是解释汉语词讲的一种方法,就是对构成词语的各个语素进行分析综合,从而解释词语的方法。根据上述定义,下列对词语的解释使用了分析语素法的是:
从传播学领域看,互联网正在重新定义现有的一切:生产方式、消费方式、传播方式以及人与人之间的关系等。互联网不是一个行业,它更像一种基础设施、一种支撑社会的全新技术形态。社会成员、各行各业只有理解它、适应它、依靠它,在它的基础上被改造后才能继续发展,传媒领域也
一家实木地板销售商在其合同文件中郑重承诺:“本店所销售的地板绝对是木头做的;负责免费安装,但安装所需材料费除外;免费保修一年,但非本公司过错所造成的损失除外。如有欺诈,本公司愿负法律责任,并付1000倍以上赔偿金。本公司保留对此合同条款的一切解释权。”下面
甲、乙因琐事争执,甲打伤乙。乙报警后,某派出所对甲处500元罚款。甲不服,向法院提起行政诉讼。下列说法正确的是:
长江是我国第一大河,发源于青藏高原,流经11个省级行政区,其中不包括:()
随机试题
傣族普遍信奉的佛教为()。
预计该婴儿可以完成的动作是在感知觉发育上,预计该婴儿可以
依据《企业安全生产标准化基本规范》(GB/T33000),工程发包单位和承包商在依法签订工程合同的同时,必须签订安全协议。下列关于安全协议的内容中,正确的是()。
“财务费用”账户的贷方登记()。
下列关于消费税纳税地点的说法,符合现行政策规定的是()。
因住宅室内装饰装修活动造成相邻住宅的管道堵塞、渗漏水、停水停电、物品毁坏等,()应当负责修复和赔偿。
培训取得高层领导支持的最有效的方式就是提供一份详细的()。
一位长期从事醉酒及酒精中毒研究的医生发现,一般情况下,醉酒者的暴力倾向高于未饮酒者或适度饮酒者。据此,该医生断定,具有暴力倾向的人容易喝醉酒。以下哪项严重削弱了这位医生的断定?
根据以下资料,回答下列问题:当前我国既处于发展的重要战略机遇期,又处于社会矛盾凸显期。要充分认识新形势下加强和创新社会管理的重大意义,统筹经济建设、政治建设、文化建设、社会建设以及生态文明建设,把社会管理工作摆在更加突出的位置。社会管理
inclusivegrowth
最新回复
(
0
)