首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
When we worry about who might be spying on our private lives, we usually think about the Federal agents. But the private sector
When we worry about who might be spying on our private lives, we usually think about the Federal agents. But the private sector
admin
2018-08-25
34
问题
When we worry about who might be spying on our private lives, we usually think about the Federal agents. But the private sector outdoes the government every time. It’s Linda Tripp, not the FBI, who is facing charges under Maryland’s laws against secret telephone taping. It’s our banks, not the Internal Revenue Service(IRS), that pass our private financial data to telemarketing firms.
Consumer activists are pressing Congress for better privacy laws without much result so far. The legislators lean toward letting business people track our financial habits virtually at will.
As an example of what’s going on, consider U.S. Bancorp, which was recently sued for deceptive practices by the state of Minnesota. According to the lawsuit, the bank supplied a telemarketer called MemberWorks with sensitive customer data such as names, phone numbers, bank-account and credit-card numbers, Social Security numbers, account balances and credit limits.
With these customer lists in hand, MemberWorks started dialing for dollars—selling dental plans, videogames, computer software and other products and services. Customers who accepted a "free trial offer" had 30 days to cancel. If the deadline passed, they were charged automatically through their bank or credit-card accounts. U.S. Bancorp collected a share of the revenues.
Customers were doubly deceived, the lawsuit claims. They didn’t know that the bank was giving account numbers to MemberWorks. And if customers asked, they were led to think the answer was no.
The state sued MemberWorks separately for deceptive selling. The company denies that it did anything wrong. For its part, U.S. Bancorp settled without admitting any mistakes. But it agreed to stop exposing its customers to nonfinancial products sold by outside firms. A few top banks decided to do the same. Many other banks will still do business with MemberWorks and similar firms.
And banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans.
You have almost no protection from businesses that use your personal accounts for profit. For example, no federal law shields "transaction and experience" information—mainly the details of your bank and credit-card accounts. Social Security numbers are for sale by private firms. They’ve generally agreed not to sell to the public. But to businesses, the numbers are an open book. Self-regulation doesn’t work. A firm might publish a privacy-protection policy, but who enforces it?
Take U.S. Bancorp again. Customers were told, in writing, that "all personal information you supply to us will be considered confidential." Then it sold your data to MemberWorks. The bank even claims that it doesn’t "sell" your data at all. It merely "shares" it and reaps a profit. Now you know.
Businesses do not regard information concerning personal bank accounts as private because_____.
选项
A、its revelation will do no harm to consumers under the current protection policy
B、it is considered "transaction and experience" information unprotected by law
C、it has always been considered an open secret by the general public
D、its sale can be brought under control through self-regulation
答案
B
解析
倒数第二段前两句讲到,关于企业利用你的个人账户来赢利,你几乎毫无保障,没有一部联邦法律会保护“交易往来”信息。B表述与原文相符。
转载请注明原文地址:https://kaotiyun.com/show/GXH7777K
0
大学英语六级
相关试题推荐
A、Mildcognitiveimpairmentcanbecuredbyweightlifting.B、Increasedmusclestrengthcanimprovebrainfunctioninolderadul
GetWhatYouPayFor?NotAlways[A]ThemostexpensiveelectioncampaigninAmericanhistoryisover.ExecutivesacrossAmer
SecretE-Scores[A]Americansareobsessedwiththeirscores.Creditscores,G.P.A.’s,SAT’s,bloodpressureandcholesterol(
SecretE-Scores[A]Americansareobsessedwiththeirscores.Creditscores,G.P.A.’s,SAT’s,bloodpressureandcholesterol(
Wesometimesthinkhumansareuniquelyvulnerabletoanxiety,butstressseemstoaffecttheimmunedefensesofloweranimalsto
GetEnoughSleep—orElse!Agoodnight’ssleepismoreimportanttoyourhealththanyoumayrealize.[A]MeganJoneskne
TheAmerican【C1】______system,isorganizedaroundabasicallyprivate-enterprise,market-orientedeconomyinwhich【C2】______larg
TheAmerican【C1】______system,isorganizedaroundabasicallyprivate-enterprise,market-orientedeconomyinwhich【C2】______larg
Somefuturologistshaveassumedthatthevastupsurge(剧增)ofwomenintheworkforcemayportendarejectionofmarriage.Manyw
随机试题
下列表述中正确的项是
40岁经产妇,近2年痛经并逐渐加重,伴经量增多及经期延长,届时需服强止痛药。妇科检查:子宫均匀增大如孕8周,质硬,有压痛,经期压痛明显。痛经逐渐加重的原因最可能是
患者,女性,30岁,体重50kg,以“左肩酸痛,肿胀、无力3d”为主诉入院。术前诊断为左肩关节损伤,拟在全身麻醉关节镜下行左肩关节盂韧带及盂唇缝合术。患者既往无心、肺等相关病史,无药物过敏史。心电图检查示窦性心律,胸部X线片未见异常,其他实验室指标均未见异
H股的发行与上市的条件可以是,公司于上市时市值不低于()亿港元,且最近1个经审计财政年度收入至少()亿港元,满足香港联交所最新修订的《上市规则》对盈利和市值的要求。
实施准时制采购取决于()。
“知之者莫如好之者,好之者莫如乐之者。”这句话体现的课程理念是()。
2017年7月1日,甲公司出租商铺,租期半年,一次性收取含增值税租金:126000元。甲公司对该项租金收入采用简易计税办法计税,已知增值税征收率为5%,房产税从租计征的税率为12%。甲公司出租商铺应缴纳房产税税额为()元。
按监督行为是否具有法律效力,监督可分为外部监督和内部监督。()
某县县委副书记兼政法委书记张某因怀疑县委常委、组织部长李某在干部任用过程中有受贿问题,遂指派县公安局刑侦大队有关人员在李某办公室和住宅秘密安装了监视装置。()
一个人的日常生活,衣、食、住、行,包括一些生活细节,都能反映他的精神境界,反映他的生存心态、生活风格和文化品位。巴尔扎克在《风雅生活论》中曾引用两句谚语来说明这个道理,一句是:“一个人的灵魂,看他持手杖的姿势,便可以知晓。”另一句是:“请你讲话,走路,吃饭
最新回复
(
0
)