If you do not have to (11) all the money that you make, then you are able to save money. Some people try to save (12) . The

If you do not have to (11) spend all file money that you make, then you are able to save money. Some people try to save (12)regularly. The savings can be put in a bank. You may ask the clerk to open the checking account for you. All you have lo do is (13)fill out a form and sign your name on a signature card. Then you’ 11 be (14)allowed to use your checkbook. When you buy something in a shop, you don’t have to carry a lot of money with you. Once a month, tile bank will send you a statement of your account. It will tell you how much you have spent. You will find this kind of bank (15) service convenient.