首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
Insurance is the sharing of risks.Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his pro
Insurance is the sharing of risks.Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his pro
admin
2020-02-28
63
问题
Insurance is the sharing of risks.Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his property can be damaged by fire;the ship owner knows that his vessel may be lost at sea;the breadwinner knows that he may die at an early age and leave his family the poorer.On the other hand,not every house is damaged by fire nor every vessel lost at sea.If these persons each put a small sum of money into a pool,there will be enough to meet the needs of the few who do suffer loss.In other words,the loss of the few are met from the contributions of the many.This is the basis of insurance.Those who pay the contribution are known as “insured” and those who administer the pool of contributions as “insurers”.
Not all risks lend themselves to being covered by insurance.Broadly speaking,the ordinary risks of business and speculation cannot be covered.The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated,and risks can only be insured against if they can be so estimated.
The legal basis of all insurance is the “policy”.This is the printed form of contract on paper of the best quality.It states that in return for the regular payment by the insured of a named sum of money,called the “premium”,which is usually paid every year,the insurer will pay a sum of money or compensation for loss,if the risk or event insured against actually happens.The wording of policies,particularly in marine insurance,often seems very old-fashioned,but there is a sound reason for this.Over a large number of years,many law cases have been brought to clear up the meaning of doubtful phrases in policies.The law courts,in their judegments,have given these phrases a definite and indisputable meaning,and to avoid future disputes.The phrases have continued to be used in polices even when they have passed out of normal use in speech.
The phrase “the pool of contributions” in the first paragraph means__________.
选项
A、the money paid by the insurers
B、the cost of administering insurance
C、the money paid by the insured
D、the amount of each premium
答案
C
解析
含义题。根据第一段最后一句“Those who pay the contribution are known as ‘insured’ and those who administer the pool of contributions as ‘insurers’”可知A项错误o B项“the cost of administering insurance”是对“those who administer the pool of contributions”的曲解,故错误。premium一词出现在第三段第三句,不在定位范围,可排除。故本题选C。
转载请注明原文地址:https://kaotiyun.com/show/HSkY777K
本试题收录于:
银保监法律类题库国家公务员分类
0
银保监法律类
国家公务员
相关试题推荐
据世卫组织报告,最近20年中同3至15岁未成年人存在近视、远视、散光等眼部疾病比例始终保持_在40%上下。而另一项权威统计报告显示,最近20年中国上述年龄段未成年人数量一直在持续减少。如果上述为真,则哪项必定为真?
许多影视放映厅为了增加其票房收入,把一些并不包含机关限制内容的影视片也标以“少儿不宜”。这些影视放映厅之所以这样做,是因为确信以下哪组断定?Ⅰ.“少儿不宜”的影视片对成年人无害。Ⅱ.观众中成年人在数量上远远超过少儿。Ⅲ.成年人普遍对标明“少儿不宜”的
我国山脉众多,给自然与人文地理环境带来深刻影响。对此,下列说法错误的是:
由一种商品的价格变动所引起的另一种商品相对价格的变动,进而由商品的相对价格变动所引起的商品需求量的变动为替代效应。下列经济现象体现了这一效应的是:
从所给的四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性。
①不信,你看看报上征婚广告净是征询性格柔和的伴侣②柔和是一种品质与风格③它不是丧失原则,而是一种更高境界的坚守,一种不曾剑拔弩张,依旧扼守尊严的艺术④人们希望目光是柔和的,语调是柔和的,面庞的线条是柔和的,身体的张力是柔和的……⑤当我们轻轻念出“柔
________,双方未来合作也面临着一些考验。崔洪建指出,随着国际形势变化,英国应该更________、更理性地看待中国的发展,避免让一些政治议题损害双方的全面合作,与此同时,英国应带动欧洲其他国家对中国更加开放,对世界更加开放,“这些事情做得好就是动力
适用于公布行政法规和规章、宣布施行重大强制性措施、批准授予和晋升衔级、嘉奖有关单位和人员的公文是:()
Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
随机试题
Musicproducesprofoundandlastingchangesinthebrain.Schoolsshouldaddmusicclasses,notcutthem.Nearly20yearsago,a
制作传统黄酱的主要原料是_______。
将十进制数或字符转换成二进制代码的是【】
可以参与公司的经营管理,拥有选举表决的权利是__________。
核酸变性后,可发生哪些效应
在横断面的解剖图像上,肠系膜上动、静脉,位于胰腺钩突的
甲委托乙加工一枚订婚钻戒,双方约定。由甲支付材料费,加工费在交货时支付。钻戒加工后,交付前,乙因债务纠纷,债权人要求查封该钻戒以清偿债务,甲提出异议。对此,下列说法中正确的是:()
2012年建材工业增加值同比增长11.5%,增速回落8个百分点,占全国工业增加值的6.6%。全年水泥产量21.8亿吨、同比增长7.4%,陶瓷砖92亿平方米、同比增长9.4%,天然花岗岩石材4.1亿平方米,同比增长27.2%。平板玻璃7.1亿重量箱、同比下降
中国古代的姓、氏、名、字各有不同的意义。下列哪个人物的称谓是由姓和名构成的?()
(50)是正确的叙述。
最新回复
(
0
)