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  3. Read the following article about investment in foreclosed properties and the questions on the opposite page. For each questi

Read the following article about investment in foreclosed properties and the questions on the opposite page. For each questi

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问题     Read the following article about investment in foreclosed properties and the questions on the
opposite page.
    For each question(15-20), mark ones letter(A, B, C or D)on your Answer Sheet.
    An incredible opportunity for real estate investors is investing in foreclosure. Foreclosed homes repeatedly sell at deep discounts; which provides buyers a straightforward opportunity to profit. Because foreclosed homes are often highly discounted, they can be purchased and sold with a large return. Homes that are facing or have vanished by way of foreclosure often meet the investing goals of both the long term investor and the investor that plans to flip the property.
    Plainly stated, a foreclosed property is one that has been repossessed by the lender for non-disbursement of the mortgage. Since the majority mortgages are collateralised by the actual property, a dwelling that has gone through foreclosure has re-claimed by the bank. There are a lot of things that occur all through this progression, and depending on which status the residence is located, the procedure can actually take numerous months. As a consequence of the difficulty of the process as well as the length and the cost for both the bank and homeowner, there exists a chance for investors to arbitrate and help both parties in the circumstances.
    Throughout the period previous to a home is officially repossessed by the bank, the real estate investor may have an opportunity to jump in. Throughout this preforeclosure time, the bank is actively taking steps to eject the property owner and take back the house. For the duration of this time, the homeowners are in the situation that they are no longer making payments to the bank and at jeopardy of losing their credit rating, their dwelling, and even their pride. Throughout these periods, an investor can choose to intervene and buy the habitat at a discounted rate from the homeowner. Depending on the situation, the investor could be able to purchase the house for less than is owed on it(short sale)which presents an important occasion.
    As mentioned before, the preforeclosure process may last many months. Nonetheless, if a declaration is not met involving the bank and landholder or a likely investor, the route ends with the bank placing the house up for community public sale.
    The last step in a foreclosed habitat is when the regional sheriff comes to provide the eviction notice and paste the public sale notice on the front door. At that point forward, the dwelling is officially foreclosed.
    Though it is much more challenging, after a habitat is foreclosed upon, it may well be bought at a discount at community sale. Although these auctions there are certainly deals to be had. However, it is important to realise that if the smallest bid is not met, the bank that owns the property could opt to get it back. In addition, at open public sale, you are competing with a number of additional investors so you may well not get as high-quality of a contract as you would have previously. All in all though, investing in foreclosed homes can be a grand way to profit.
Which of the following would be the most suitable title for the article?
选项 A、Profiting from foreclosure
B、An opportunity for investment in real estate
C、The Procedures of property foreclosure
D、Investing in foreclosed properties
答案D
解析 题干意为：在下面的几个选项中，哪一个表达最适合做文章的题目?正确理解全篇文章是做好本题的关键。A项意为：从被取消分期付款权的房产买卖中获利；B项意为：投资房产的一个机会；C项意为：贷款房产被取消分期付款权的程序；D项意为：投资被取消分期付款权的贷款房产。首先，文章的首段明确提出：投资房产的一个非常可观的机会就是投资被取消分期付款权的贷款房产。其次，文章的末段末句作为总结句，讲的是“总之，投资被取消分期付款权的房产可以是一个相当不错的赚取利润的机会”。这里再次强调了本文的中心思想。故可以判断D项，因为出现了“invest(投资)”，“被回收的foreclosed”和“房产(property)”三个关键信息词，所以最符合本文的中心意思，最适合做本文的题目，为正确选项。而其他选项中由于缺乏部分关键词或关键信息而不能完整地表达该文的中心思想，故被排除。
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