首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
An insurance agent called me this morning. This particular agent wanted to discuss my automobile coverage, but the next agent to
An insurance agent called me this morning. This particular agent wanted to discuss my automobile coverage, but the next agent to
admin
2017-01-15
60
问题
An insurance agent called me this morning. This particular agent wanted to discuss my automobile coverage, but the next agent to call might be interested in my life insurance program, my health insurance, or fire protection for my home and furniture. The American consumer often feels constantly disturbed by insurance agents. Many agents selling many different policies call us by phone and sometimes even come to our doors. These insurance agents are always friendly, well-dressed, and eager to be of help.
Yet few Americans really enjoy visiting with these eager, helpful men and women. We are not happy when they call us; we are on guard when they visit our homes. They are never really our friends; at best, they are a necessary evil, and insurance, too.
Three reasons why we are unwilling to discuss insurance can be suggested. First of all, insurance is expensive. A young father who purchases a fairly small life insurance policy agrees to pay a sum of $200 every year for 40 years—a total of $8, 000. Many college students pay $800 to $1, 000 per year for car insurance. In effect, they pay as much for the insurance as they do for the car itself. Health insurance that pays for modern medical miracles often costs Americans as much as $2, 000 every year. Adequate insurance is expensive; it is a major item for most families.
Insurance also reminds us that we live in an unsafe world. We are human and we must face the possibilities of illness, injury, death and financial loss. Our rational minds recognize the many unfortunate events that can occur, but in our hearts we hope that we might be spared. Serious injury or death is not a pleasant subject to discuss or even consider. We are afraid; we would rather talk about football or the weather or what we had for lunch.
Finally, insurance is a difficult, complex subject. No one understands it completely and only a few insurance professionals really feel comfortable in a discussion of automobile, life, and major medical coverage. We feel inadequate and try to hide our ignorance by avoiding discussions of insurance.
Yet these three reasons for not discussing insurance provide three excellent reasons why we should learn more about it. Insurance is expensive. In a lifetime, many of us spend as much on insurance as we do on the purchase of a home. If we are to spend our money intelligently, we need information about the products and services available. We don’t depend entirely on salespeople when we buy a car, a house, or a suit of clothes. Neither should we depend entirely on the agent when we buy insurance. We need a basic knowledge of insurance coverage if we are to be intelligent consumers.
The intelligent consumer looks problems in the face. Although accident, illness, and death are not pleasant subjects, each of us knows we face these possibilities. It is better that we plan for these situations by finding means to deal with them than to just hope that they will somehow go away.
Although insurance can be complex, its basic concepts are neither difficult nor impossible to learn. Quite the opposite. Insurance fundamentals can be understood by those willing to study them. Serious study provides knowledge. The study of insurance is an effective, proven method of dealing with the insurance ignorance faced by many American families.
The passage tells us that insurance is______.
选项
A、a service too expensive for people to enjoy
B、a necessary evil we must look in the face
C、an unhappy topic we should avoid talking about
D、a very complex subject we don’t have to understand
答案
B
解析
从文章的论述…at best,they are a necessary evil,and insurance,too.可以看出,作者认为保险是人们不愿面对但又无法回避的事实,所以[B]是正确答案。
转载请注明原文地址:https://kaotiyun.com/show/IfJK777K
0
专业英语四级
相关试题推荐
Thesonwantedtotakelessmoney______puthisparentstothetroubleoffetchingmore.
LinguisticresearchershavegraduallycometounderstandhowandwhysomanyteenagerssoundlikeDizzeeRascal,arapperfromB
Thecountrywasonthevergeofbecomingprosperousandsuccessful.Theunderlinedpartmeans______.
Thestudentshaveexpectedforthewinterholidaysfortheywanttoexperiencethefeelingthatworkis______intomoney.
Thediscoveryofnewoil-fieldsinvariouspartsofthecountryfilledthegovernmentwith______hope.
Youcan’tbuyhappiness.However,itlooks【C1】______youcanatleastinheritit,BritishandAustralianresearcherssaid.A
Youcan’tbuyhappiness.However,itlooks【C1】______youcanatleastinheritit,BritishandAustralianresearcherssaid.A
He______unwisely,buthewasatleasttryingtodosomethinghelpful.
Smokingis______inpublicbuildings.
Thegovernmentwillrequireallhospitalsandclinicsinsomesmallstatesto______tominimumclinicalstandards.
随机试题
①连残荷也将消逝得无影无踪②池塘里的荷叶虽然仍然是绿油油的一片③好像是一下子从夏天转入秋天④但是看来变成残荷之日也不会太远了⑤再过一两个月,池水一结冰⑥连日来,天气突然变寒将以上6个句子重新排列,语序正确的是()。
小肠中最短,最宽又最固定的部分是
我国现阶段采用的围生期规定为
男性,50岁,门静脉高压大出血,急诊行脾切除、贲门周围血管离断术,术后2天再次呕血,三腔管压迫和药物治疗后出血停止,停药后又有呕血,且患者有嗜睡,轻度黄疸。为控制出血,进一步处理应该是
根据《水利工程设计概(估)算编制规定》,水利工程设计概(估)算中的施工用水水价系指()的水价。
反映产品本身内在质量的指标有()。
在学校工作中处于核心地位,起决定性作用的是()。
大众传媒最基本的功能就是获取信息和传递信息,人们借助它们,突破了时间和空间的限制,将信息迅速传递到目标地点。()是信息社会的一个标志性的信息传播手段。
【B1】【B5】
HotSpotsinCrossCulturalCommunicationI.【T1】______Conversations【T1】______—Modesofaddress—【T2】_____【T2】______—Levelso
最新回复
(
0
)