A、They can’t immediately get back the money paid for their medical cost. B、They have to go through very complicated application

admin2008-12-14  36

问题  
Obtaining good health insurance is a real necessity while you are studying overseas. It protects you from minor and major medical expenses that can wipe out not only your savings but your dreams of an education abroad. There are often two different types of health insurance you can consider buying, international travel insurance and student insurance in the country where you will be going.
    An international travel insurance policy is usually purchased in your home country before you go abroad. It generally covers a wide variety of medical services and you are often given a list of doctors in the area where you will travel who may even speak your native language. The drawback might be that you may not get your money back immediately. In other words, you may have to pay all you medical expenses and then later submit your receipts to the insurance company.
    On the other hand, getting student heath insurance in the country where you will study might allow you to only pay a certain percentage of the medical cost at the time of the service and thus you don’t have to have sufficient cash to pay the entire bill at once. Whatever you decide, obtaining some form of health insurance is something you should consider before you go overseas. You shouldn’t wait until you are sick with major medical hills to pay off.

选项 A、They can’t immediately get back the money paid for their medical cost.
B、They have to go through very complicated application procedures.
C、They can only visit doctors who speak their native languages.
D、They may not be able to receive timely medical treatment.

答案A

解析 What is the drawback of students buying international travel insurance?
本题问“学生购买国际旅行险的缺点是什么?”文中提到购买国际旅行险的缺点在于保险人不能马上得到保险公司支付的医药费。保险人需要先行支付所有的医疗费用,在将收据提交给保险公司之后,才会得到赔付。因此[A]“他们不能马上拿回支付的医药费”正确。
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