2. 外语
  3. Drew Peddie and his wife, Amy, had" the big talk" in September 2003 after walking their dog one Saturday near their Toronto apar

Drew Peddie and his wife, Amy, had" the big talk" in September 2003 after walking their dog one Saturday near their Toronto apar

admin2010-07-06  10
问题      Drew Peddie and his wife, Amy, had" the big talk" in September 2003 after walking their dog one Saturday near their Toronto apartment. Passing by all the for sale signs in their neighbourhood reminded them of how hard it was for them to save for a home of their own. Their investment choices had been haphazard and weren’t doing nearly as well as they would have liked. They were spending too much, and they had no financial strategy. "We were frustrated," says Peddie, a 31-year-old pharmacist. "We thought there had to be a better way."
     Today, with support from a financial planner who reviewed their budget and helped them match their savings and investments to their goals, the Peddies are much closer to their dream. The couple are putting aside about 30 percent of their after-tax income, versus ten percent before, through an automatic deposit into a savings account. And they’re investing much more, also with their planner’s help, in a more focused and aggressive way. "We went from thinking we couldn’t buy a house for another five years to looking for one this year, "Peddie says. "We learned that you have to have a good plan in place."
     Like the Peddies, many people are rethinking their financial plans to make better use of their money. But it’s not always easy. With the range of savings, mortgage and investment options available, people are often terrified of making a money-losing mistake. Such thinking can lead to inaction. " It’s worse to do nothing," says Debbie Ammeter, vice-president of advanced financial planning for  Investors Group in Winnipeg. "Procrastinating can cost you money in the long run."
     Before making any decisions about what to do with your money, you have to make sure that you have enough of it on hand. Do ’pay yourself first. "That’s my most important rule, "says Alison Keene, a senior vice-president and managing director of BMO Nesbitt Burns in Calgary. "Take an amount from each paycheque and set up an automatic savings or investment plan. "How much to put aside? Maybe ten percent of your gross, but don’t spread yourself too thin. "After a while you won’t even miss it, "says Keene.
What is the author’s attitude toward a financial planner?
选项 A、It is necessary to have a financial planner.
B、There is no need to consult a professional financial planner.
C、Young couples must save as much money as possible.
D、It is a wise decision to invest in a more focused way.
答案A
解析 这是一道主旨题，考查作者对财政规划人员的态度。纵观全文，作者对于家庭理财以及寻求财政规划人员的帮助是持肯定态度的，并指出家庭理财对于普通夫妇来说不是一项容易的事情，而且很容易犯错误。尤其是举了Peddie夫妇的例子，说明了其在接受财政规划人员专业帮助前后的变化，更是体现了作者的积极的态度。因此A “有必要寻求财政规划人员的帮助”是正确选项。B “没有必要像专业的财政规划人员咨询”；C “年轻夫妇必须尽可能的节约钱”；D “以比较集中的方式投资是一个明智的决定”。
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