首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
A. Plan for the Financial Transition B. Examine Your Investment Portfolio C. Contribute to an IRA D. Save before You
A. Plan for the Financial Transition B. Examine Your Investment Portfolio C. Contribute to an IRA D. Save before You
admin
2018-07-10
36
问题
A. Plan for the Financial Transition
B. Examine Your Investment Portfolio
C. Contribute to an IRA
D. Save before You Spend
E. Max out Your Retirement Plans
F. Set a Retirement Savings Goal
G. Review Your Own Retirement Plan
One month into the new year, it’s time to check in on your promises to yourself to start saving more for retirement. Fully 70 percent of Americans are concerned about not having enough money for a comfortable retirement, a recent Fidelity Investments study found. Here are strategies to boost your retirement savings this year.
【R1】______
"Pay yourself first, and find ways to invest automatically," says Heather Dzielak of Lincoln Financial Group. "Get in the discipline of setting aside money for your retirement" Many companies will let you automatically deposit part of your paycheck into savings or investment accounts.
【R2】______
Most Americans are counting on individual retirement accounts (IRA) to help fund their retirement. But as of 2004, only 29 percent of families owned an IRA or Keogh, with a median value of $30,000, according to the Employee Benefit Research Institute (EBRI). The deadline for making a 2006 contribution to a tax-advantaged IRA is April 17, the date your federal tax return is due.
【R3】______
Be sure to contribute enough to get your employer’s full match. "The way to really do well," says Ed Slott, author of Your Complete Retirement Planning Road Map, "is to keep putting more money in as much as you can. I try to fund all the retirement accounts I can to the max." You should also account for all 401(k) plans you’ve had at previous employers and consolidate them in your current employer’s plan or transfer them into a rollover IRA, says Dallas Salisbury, EBRI president. Rolling a 401 (k) over into an
IRA allows you to avoid most fees and penalties.
【R4】______
Only 4 in 10 workers have actually calculated how much they need to save for retirement, according to EBRI. And many of those created their own estimate or guessed. It’s a good idea to sit down with a financial adviser or use an online calculator or retirement worksheet. You should review your retirement accounts annually to make sure you are getting a good return on your investments. "Over the long term, diversified stocks and bonds should return you 7 percent," says Jonathan Pond, the author of You Can Do It! The Boomer’s Guide to a Great Retirement. "The average investor makes about 4 percent." Pond
recommends constructing a diversified portfolio and regularly monitoring it.
【R5】______
You’ll need a plan to convert retirement savings into a stream of income. "It’s the way you take it out that will determine how much you and your family keep and how much goes to the government," says Slott. "If you take it out the wrong way, it all goes back to the government." A financial adviser can help you determine the most tax-advantaged way to withdraw money from retirement accounts. You’ll also want to double-check the beneficiary forms on all your retirement accounts. Says Slott: "Most people think that somebody else took care of this. ... The beneficiary form is the key document that’s going to determine who gets all this money you’ve saved."
【R4】
选项
答案
B
解析
第五段反复出现的表示“核算,检查”的信息词,如calculated,review…retirement accounts,regularly monitoring等。选项中,B的examine与G的review均有此意,而B中的Examine…Investment Portfolio“核查……投资组合”与段末的…a diversified portfolio and…monitoring it“……各种不同的投资组合并……监察它”对应。故确定B为正确答案。
转载请注明原文地址:https://kaotiyun.com/show/Jf6Z777K
0
考研英语一
相关试题推荐
Despitehelpingtorecordevents,photoscoulddamageourmemories.Researchersfoundpeoplewhotakepictureshave【C1】______rem
Theworldisonthetopofastaggeringriseinthenumberofoldpeople,andtheywilllivelongerthaneverbefore.【C1】______t
Theworldisonthetopofastaggeringriseinthenumberofoldpeople,andtheywilllivelongerthaneverbefore.【C1】______t
WhenPaulGorski,thefounderofanorganizationcalledEdChange,visitscollegesanduniversitiestoadvisethemoncampusdive
WhenPaulGorski,thefounderofanorganizationcalledEdChange,visitscollegesanduniversitiestoadvisethemoncampusdive
You’veheardoftheAmericandream,right?【F1】TheAmericandreamwasthismachinewebuilttogetridofuncertaintyandcreate
CigarettesmokingisahealthhazardofsufficientimportanceintheUnitedStates.Itwas50yearsagothismonththatAmerica’
SowhyisGooglesuddenlysointerestedinrobots?That’sthequestioneveryone’saskingafteritemergedthismonththatthein
随机试题
热丝钨极焊填充焊丝与钨极的角度不是()。
PRECEDE-PROCEED模式中,影响行为的相关因素中,内在动力是【】
A.孕早期B.孕12周后C.孕20周后D.孕30周后E.孕晚期妊娠高血压综合征一般在何时发病
下述不属于抗ENA抗体的是
A、3.870B、3.871C、3870D、3.870×104E、3.870×105;将以下数字修约为四位有效数字28700
依据《药品管理法》和《实施条例》规定可以收取费用的是
1.背景新建一图书馆工程,建设单位自行组织招标。招标文件规定:合格投标人为本省企业;自招标文件发出之日起15d后投标截止;投标人对招标人提出的疑问分别以书面形式回复给相应的提出疑问的投标人。建设行政主管部门评审招标文件时,认为个别条款不符合规定,经整改后
教学内容:蹲踞式跳远。以下是王老师教学过程的基本部分:(1)一步上板踏跳练习;(2)三步上板踏跳练习;(3)全程助跑踏跳练习;(4)蹲踞式跳远完整动作练习;(5)蹲踞式跳远比赛,师生互评,教师总结。在教学过程中,学生在练习时出现了不同的问
关于真理与价值,以下说法中正确的是()。
“尊重自然”是党的第十八次代表大会提出的新的生态文明理念。下列观点体现这一理念的是()。①人对自然要有敬畏之心②人对自然要有感恩之情③人对自然要有报恩之意④人对自然要有顺从之念
最新回复
(
0
)