首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and
admin
2013-12-25
37
问题
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and it is increasing in importance as greater reliance is placing on the use of checks and credit cards. The increasing efficiency with which funds are managed is indicated by the gradual decline in money holdings relative to the gross national product over the years, despite the increase in the number of financial transactions. In recent years the only kind of money that has increased relative to national income is coin, primarily because of the growth of metering and vending machines. As we can see, at present check deposits are assuming a larger portion of the transaction load, and they are, being used more, efficiently.
Most of the checks in the nation are cleared through the commercial banking system. Checks drawn on and deposited in the same bank merely transfer funds from one counter to another. If only two banks are involved in the same town, there is a direct exchange of checks. When several banks are involved within the same city, a clearing hours arrangement is usually employed. The process becomes a bit more complicated and time-consuming.
Banks have employed computers and other sophisticated equipment to speed the clearing process, reduce costs, and improve accuracy. In recent years considerable thought and research have been given to what has become known as checkless banking. This would activate computers in banks throughout the nation and thus transfer funds from the purchaser’ s account, make deposits and loan repayments, and transfer funds between a depositor’ s accounts, make deposits and loan repayments, and transfer funds between a depositor’ s savings and checking accounts.
How is the clearing of checks involved in two banks in the same city?
选项
A、Through the clearing house.
B、By transfer of funds from one account to another.
C、Through a correspondent bank.
D、By direct exchange of checks.
答案
B
解析
文章第三段提到Checks drawn on and deposited…from one counter to another.在同一城市中,各银行是互相代收票据的,通过转账的方式进行票据交换。
转载请注明原文地址:https://kaotiyun.com/show/K2id777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
Whenyouareinvitedtoattendapartyinthewest,thefirstimportantthingyouneedtoknowisarrivinglate.Itisagre
"Whereismeuniversity?"isaquestionmanyvisitorstoCambridgeask,butnoonecangivememaclearanswerforthereisnow
情景:你(LiMin)的美国朋友Sam正在中国度假,他给你发了一些照片。任务:请你用英语给Sam写一封50个词左右的电子邮件。内容包括:表示感谢;赞美他发来的照片;邀请他到你家作客;祝他假日愉
In1826,aFrenchmannamedNiepceneededpicturesforhisbusiness.Buthewasnotagoodartist.Soheinventedaverysimplec
Howcarelesshewas!He______alotofimportantideaswhilereading.
Mostoflifeishabitual.Youdothe【C1】______thingsyoudidyesterday,thedaybeforeandever-ydayforthelastmonth.Habit
NarberthLibraryoffersyoupleasurereadingandagreatnumberofinformationservices.TheLibrarywasbuiltin1921byamemb
A、Bytakingacourse.B、Verywell.C、Inthemorning.A
Ifthepurchaserhasbeengivenapurchaseallowance,theamountofallowanceshouldbedebitedtopurchasereturnaccount.
Howmuchisthepresentvalueofapropertypaying$300peryeariftheinterestrateis6%?
随机试题
背景某市新建科技馆工程,地下2层,地上24层,地上裙房4层,通过正规招投标程序,建设单位最终选定了一个具有相应施工总承包资质的A建筑公司为中标单位,并与其签订了工程总承包合同。施工过程中发生如下事件:事件一:建设单位将该工程金属门窗工程指定分包,并与
对单个建筑物内的低通信容量的局域网来说,比较适合的有线传输介质是__________。()
下列局麻药常用作表面麻醉的是
A.恶寒发热,鼻塞流涕,舌红苔薄白B.午后或入夜发热,伴见盗汗,颧红,舌干红C.日晡潮热,大便干结D.寒热往来,发无定时E.午后热甚,身热不扬湿温发热的特点是
结构式如下的药物其作用机制是
男性,41岁,因“急性化脓性梗阻性胆管炎”急诊入院,寒战,体温骤升至41℃,脉搏112次/分,血压85/65mmHg。其休克类型为
单位之间对土地的所有权和使用权有争议时,由()以上人民政府处理。
碳水化合物由以下哪几种元素组成()。
①第一本防水平装书还将拥有强大的防伪功能 ②澳大利亚的银行现在已经使用该项技术来延长纸币的使用寿命,同时减少伪造的风险③英国出版商近日透露,世界上第一本防水平装书有望明年夏天上架销售④书的外面还有一层防撕毁的坚韧的聚合物涂层,整本书
我们使用FORMATC-命令所做的格式化是(49)。
最新回复
(
0
)