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  3. Housing is recognized as a "socially determinant variable". In France, housing is the main item of expenditure in the family bud

Housing is recognized as a "socially determinant variable". In France, housing is the main item of expenditure in the family bud

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问题     Housing is recognized as a "socially determinant variable". In France, housing is the main item of expenditure in the family budget (accounting for an average of 29 percent), and many families would be unable to find decent housing without some help from the State. For a longtime, the main problem was the housing shortage but in recent years the deterioration of housing conditions has been giving even greater cause for concern.
    Despite extensive construction programs, the problem of housing for the most underprivileged population groups has not been solved. According to a recent report, between 2 and 3 million families had serious difficulties meeting their housing costs and were living in precarious and uncomfortable conditions.
    Policies designed to address the housing problem have shifted over the past few decades from a macro-economic approach promoting construction to housing subsidies. The reasons for this shift can be traced to a determination to limit public spending and to avoid some of the adversary effects of macro-economic policies. The State has to some extent ceased to finance housing, especially the construction of new projects, with the result that the cost is now chiefly and directly borne by the family budget. Many underprivileged families, which were excluded from low-rent housing for various reasons such as selection of tenants, saturation of existing capacity or bankruptcy, had no alternative but to purchase their own home and were encouraged to do so without restraint by the then easy terms of housing loans. The housing sector thus contributed to the development of the "economy of indebtedness".  It should indeed be emphasized that "widespread home ownership through borrowing could only be very harmful to low-income families."
    In Belgium, the quality of housing, considered the prime indicator of housing deprivation, leaves much to be desired. Low-rent housing projects have been cut back as part of the austerity (缩减) policy which is pursued by the national and regional governments, and low-income households are finding it difficult to find somewhere to live. The number of homeless has also taken on alarming proportions. An estimated 3000 persons spend nights in refuges, but the actual figure is probably much higher. Moreover, the number of homeless women and young persons is increasing.
The main measures recently taken by the government to tackle the housing problem are ______.
选项 A、setting limits to public spending
B、restricting house purchasing.
C、extensive construction projects
D、housing subsidies and easy bank loans
答案D
解析 细节归纳题。参见第3段第1句：近几十年来，住房问题的处理政策已从促进建筑的宏观经济策略转向(政府)房贴。本段后半部分还提到，由于政府停止投资兴建住房，那些因为各种理由无法廉价租房的低收人家庭别无选择只能选择买房，由于政府出台的购房贷款条件宽松，低收入家庭购房不但没受到限制反而受到鼓励。由此可推断D正确(政府近来采取的解决住房问题的措施是政府津贴与较容易的贷款)。
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