首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
Insurance is the sharing of risks,Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his pro
Insurance is the sharing of risks,Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his pro
admin
2020-02-28
76
问题
Insurance is the sharing of risks,Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his property can be damaged by fire,the ship owner knows that his vessel may be lost at sea;the breadwinner knows that he may die at an early age and leave his family the poorer.On the other hand,not every house is damaged by fire nor every vessel lost at sea.If these persons each put a small sum of money into a pool,there will be enough to meet the needs of the few who do suffer loss,In other words,the losses of the few are met from the contributions of the money.This is the basis of insurance,Those who pay the contribution are known as“insured”and those who administer the pool of contributions as“insurers”.
Not all risks can be covered by insurance.Broadly speaking,the ordinary risks of business and speculation cannot be covered.The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated,and risks can only be insured against if they can be so estimated.
The legal basis of all insurance is the“policy”.This is a printed form of contract.It states that in return for the regular payment by the insured of a certain sum ot money,called the “premium”,which is usually paid every year,the insurer will pay a sum of money or compensation for loss,if the risk actually happens.The wording of policies,particularly in marine insurance,often seems very old—fashioned.but there is a sound reason of this.Over a large number of years,many law cases have been brought to clear up the meanings of doubtful phrases in policies.The law courts have given these phrases a definite and indisputable meaning,and to avoid future disputes the phrases have continued to be used in polices even when they have passed out of normal use in speech.
Old—fashioned wording is sometimes used in insurance policies because____________.
选项
A、law courts have decided not to use fashionable words
B、it is widely accepted by all the insured
C、it enables ordinary people to understand it easily
D、the meaning of such wording has been agreed upon
答案
D
解析
细节题。根据第三段第六句“The law courts have given these phrases a definite and in-disputable meaning”可知,D项为正确答案。其中be agreed upon是该句关键词definite and indisputable的同义替换。A项与原文意思相反,B项说法过于绝对,原文并未提及ordinary people,因此C项错误。
转载请注明原文地址:https://kaotiyun.com/show/LGjY777K
本试题收录于:
银保监财经类题库国家公务员分类
0
银保监财经类
国家公务员
相关试题推荐
网络营销是企业整体营销战略的一个组成部分,是建立在互联网基础之上,借助于互联网来更有效地满足顾客的需求和欲望。从而实现企业营销目标的一种手段。根据上述定义,下列属于网络营销的是:
2020年上半年,我国农产品进出口总额达1159.0亿美元。农产品进口额为807.5亿美元,同比增长13.2%。受新冠肺炎疫情影响,我国农产品出口额同比下降3.8%,为351.5亿元。 在我国的农产品进口中,除大洋洲农产品进口额同比下降1.9个百分点外
某镇计划安排小蒋、小陈、小刘3名干部到甲、乙、丙3个村子驻点,每村只安排1人。3人中有一人是农学专业,一人是法学专业,一人是工学专业。已知:小陈没有前往甲村,农学专业的没有前往甲村,工学专业的去了丙村,小陈不是农学专业。根据以上表述,以下推论必然正确的是:
观照历史上多次出现过的媒介融合的进程结果,媒介材料的变更,绝不等于思想生活变现,正如汉字生产的主线,也绝不会因为纸张代替了简牍而出现颠覆性变化一样。事实上,简牍的汉字同纸张的汉字,并无太大差别,顶多只是字体有些不同而已。不可否认媒介变化肯定会带来表达的不同
下列关于风险管理的做法合适的是:
普通消费者囿于专业弱势群体的地位无从对错误或失真的负面信息进行有效甄别,即便企业努力澄清,但在当前“好事不出门,坏事传千里”的舆论传播环境下,强烈的记忆效应将使得追求风险规避的人们很难改变原有的错误认知,他们仍然会将之作为未来相当长一段时间内的消费决策指南
气象研究团队开发出一种基于人工智能的计算模型,用以检测云的旋转运动。研究人员鉴定并标记了逗点状云系的形态和运动,并利用计算机视觉和机器学习技术,“教会”计算机自动识别和检测卫星图像中的逗点状云系,以帮助人们更高效地在海量天气数据中及时发现恶劣天气的“端倪”
求助者有两种求助动机:执行性求助和工具性求助。前者是自己不做任何尝试或努力,只想知道答案或让他人代自己完成任务;后者是借助其他人的力量以达到自己解决问题或实现目标的目的。根据上述定义,下列属于工具性求助的是:
中国的美术批评自古就有,南齐谢赫在《画品》序言中就说:“夫画品者,盖众画之优劣也。图绘者,莫不明劝诫、著升沉,千载寂寥,披图可鉴。”美术批评的核心是公正,________,不以人废艺.也不以艺废人。邹凌能很好地奉行这一原则,比如在《略谈当前美术批评的公信力
科学探索不能因为一次失败就止步不前。比如人类在探索太空的过程中不乏出现意外事件,但这并没有________人类继续探索太空秘密的脚步。又如历史上发生的核电站事故,尽管使不少人谈“核”色变,对未来和平利用核能产生________,但和平利用核能仍是人类进步的
随机试题
容易导致市场营销近视症的市场营销管理哲学是______。
下列生态因子中,属于间接作用的因子是()
患儿出生后2天,纳奶欠佳。现出现抽搐1次,无发热,表现为双下肢抖动,肌张力增高持续约15秒,自行缓解。首先需要做的检查有
一般情况下结核菌素试验何浓度仍为阴性可排除结核病
妊娠期母体变化哪项不对
期货公司申请金融期货结算业务资格,要求结算和风险管理部门或者岗位负责人具有担任期货公司交易、结算或者风险管理部门或者岗位负责人()年以上经历。
根据证券法律制度的规定,股票发行采用代销方式,代销期限届满,向投资者出售的股票数量未达到拟公开发行股票数量()的,为发行失败。
下列关于集权的表述中,正确的有()。
小红、小兰和小慧三姐妹,分别住在丰台区、通州区、朝阳区。小红与住在通州的姐妹年龄不一样大,小慧比住在朝阳区的姐妹年龄小,而住在通州的姐妹比小兰年龄大。那么按照年龄从大到小,这三姐妹的排序是()。
WhendopeopleusuallywearT-shirts?
最新回复
(
0
)