2. 外语
  3. There are two types of cheques—the "crossed" and the "open" cheques. A "crossed" cheque is so called because it has two parallel

There are two types of cheques—the "crossed" and the "open" cheques. A "crossed" cheque is so called because it has two parallel

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问题     There are two types of cheques—the "crossed" and the "open" cheques. A "crossed" cheque is so called because it has two parallel lines across it—an "open" cheque does not.
    The effective difference is that a "crossed" cheque would not normally be cashed, but would need to be paid in to an account. An "open" cheque can be cashed by the payee at the branch of the bank upon which it is drawn.
    Should a "crossed" cheque fall into some unauthorized person’ s hands, he could not cash it. As it must go through an account, the bank is able to trace the presenter of the cheque and therefore the money may not be lost. Once an "open" cheque has been cashed over the counter of a bank by an unauthorized person, the money may never be recovered.
    For this reason, it is always wise to use " crossed" cheques when paying bills or sending cheques through the post.
    Should a customer wish to "cross" an "open" cheque before issuing it, he can do so simply by ruling two ink lines across it. To "open" a "crossed" cheque in order to draw cash for himself at his own branch, he simply writes "pay cash" between the parallel lines and adds his signature beneath.
If an "open" cheque falls into some unauthorized person’ s hand, he can cash it immediately and the bank is not able to trace him.
选项 A、Right
B、Wrong
C、Doesn’t say
答案A
解析 从第三段最后一句Once an“open”cheque…by an unauthorized person，the money may never be recovered．可以得出答案。
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本试题收录于： FECT综合（现代金融业务）题库金融英语（FECT）分类
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