首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2015-01-31
56
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
According to the author, the National Financial Capability Challenge_____.
选项
A、is expected to be rewarding
B、has proved to be well-received
C、has proved to be untrustworthy
D、is expected to be ineffective
答案
D
解析
细节题。短文第三段第一句指出Students…will receive certificates——butchances for long-term benefits are slim.即作者认为the National Financial CapabilityChallenge给学生带来的长远利益很少。故选D。
转载请注明原文地址:https://kaotiyun.com/show/Ljq7777K
0
大学英语四级
相关试题推荐
AaronSwartz.thebrilliantyoungsoftwareprogrammerandInternetactivistwhoinspiredaweandreverence(尊敬)fromleadingfigur
A、Heisgoingtodropoutofschoolforever.B、Hehasbeenworkinghardenoughtoearnmoney.C、HeisJane’sbestfriendandtel
IfyourchildisaskingforUggbootsorapriceyhottoyfortheholidays,it’stimeforateachablemoment.Evenifyourkidh
IfyourchildisaskingforUggbootsorapriceyhottoyfortheholidays,it’stimeforateachablemoment.Evenifyourkidh
AslongasAmericanslovetodrivefarandfast,electriccarsmayneverbetheperfectanswertothecountry’sgreentransporta
Allovertheworld,yourchancesofsuccessinschoolandlifedependmoreonyourfamilycircumstancesthanonanyotherfactor
Allovertheworld,yourchancesofsuccessinschoolandlifedependmoreonyourfamilycircumstancesthanonanyotherfactor
A、Ignoreit.B、Reporttothepolice.C、ContactETSimmediately.D、Answerthee-mailtoinvestigateit.C事实细节题。文章最后,教育考试中心的女发言人提到
Alotofpeopleinstinctivelybelieve—withoutreallyknowing—thatpoorreadersarenotespeciallysmart.Anewstudybyres
A、Studyingartscanmakemoremoney.B、Theyhavemanymisconceptionstowardsscience.C、Studyingscienceismoredifficult.D、St
随机试题
Thefamilylookedonhelplesslyastheirhouse______.
首选药物为胆酸螯合剂+贝特类或烟酸,次选他汀类,也可考虑他汀类中的阿伐他汀的是首选药物为贝特类,次选他汀类+海鱼油制剂,贝特类或烟酸的是
依据《安全生产违法行为行政处罚办法》,发证机关暂扣有关许可证和暂停有关执业资格、岗位证书的期限一般不得超过()个月。
红河公司是广东省的一家小企业,属于生产规模小、账册不健全、财务管理和会计核算水平较低、产品零星、税源分散的纳税人。2010年,国内经济复苏,红河公司利润得到了大幅度提升。但由于信誉良好的长期客户仍未挽回因金融危机带来的损失,为了维持与客户间的合作关系,红河
“漏接”现象指的是客人到达,导游员无出现的情形。()
一注意事项(1)申论与写作考试是对应考者阅读能力综合分析能力提出和解决问题能力文字表达能力的测试。(2)参考时限:阅读资料40分钟,参考作答110分钟。(3)仔细阅读给定资料,按照后面提出的“作答要求”作答。二给定资料1.金融危机,俨然成了时下街
幸福教育是师生发挥主体创造性的教育。在幸福教育中,师生都是教育活动的创造者。师生在教育活动中是主动还是被动,是创造的活动还是机械的活动,直接决定着教育的状态和境界。没有教育者的主观能动性的发挥,亦没有教育者的主体性,没有教育者的创造性,幸福教育就很难体现崇
范例教学
在软件需求分析阶段,分析人员要解决的一个主要问题就是了解用户要让软件“做什么”,需求分析阶段的输出是软件需求规格说明书。软件需求规格说明书内容不应该包括1._____。软件需求规格说明书在软件开发中具有重要作用,但其作用不应当包括2.______
HDLC是一种什么协议?__________________。
最新回复
(
0
)