首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban
admin
2013-09-23
50
问题
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the US Government through the National Flood Insurance Program, is available through Homesite Insurance and the Home-site Insurance Agency. The National Flood Insurance Program(NF1P)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a " Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2, 500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50, 000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250, 000 for your home, and up to $100, 000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the US government, your rate is the same from any insurer.
Which of the following is NOT the reason for the frequent flood according to the passage?
选项
A、Changing weather patterns.
B、Increased urban development.
C、The jerry-built projects.
D、The leveling of forests.
答案
C
解析
细节题。从文章第一段中“Changing weather patterns([A]),increased urban development([B]),and the leveling of forests([D])have reduced the land’s natural ability to absorb water.”可以得出正确答案为[C]。
转载请注明原文地址:https://kaotiyun.com/show/MJLK777K
0
专业英语四级
相关试题推荐
Almostalltheplantsnowfarmedonalargescaleweredevelopedfromplants______wild.
DevelopmentofLaborUnionsThefactorysystemthatdevelopedaround1800changedworkingconditionsmarkedly,Theemployer
Ifweviewascienceasabodyofsystematizedknowledge,thenchemistryisusuallycalledanaturalsciencebecauseit【C1】____
Thedeclineinmoralstandards—whichhaslongconcernedsocialanalysts—hasatlastcapturedtheattentionofaverageAmericans.
Howmuchoftheearth’swatercanmanreallyuse?
Itwasrecentlyreportedinanewspaperthatsixstudentswhosharedadormatalocaluniversityhiredacleanertodolaundry
ThereasonBeethovenwentawaytothecountryis______.
Ifone______bypride,hewillbedeaftoanygoodadvice.
AccordingtotheUnitedNations’Reports,uptohalfofthefoodaidinSomaliaisdivertedto
Theyear1066hadaresoundingimpact/onthecourseofEnglishhistory./WilliamtheFirst,DukeofNormandy,/conqueredEngland
随机试题
下列选项中,关于中国历代著名改革说法有误的是()。
逍遥散中薄荷的作用是
40岁男性,腰痛伴右下肢放射痛2月,反复发作,与劳累有关,咳嗽、用力排便时可加重疼痛。查体:右直腿抬高试验40。阳性,加强试验阳性。X线片示:L4~5椎间隙变窄。其最可能的诊断为
下列项目中,可以采用卡片式账簿的是()。
常见的基金回报率计算期间不包括()。
两极格局瓦解后,世界多极化趋势不断加强。引起世界格局变化的根源是()。
“月明星稀”是感觉的()现象。
设3阶矩阵A的特征值为1,2,2,E为3阶单位矩阵,则丨4A-1-E丨=_________.
设A=,B≠O为三阶矩阵,且BA=O,则r(B)=_______.
Directions:Forthispart,youareallowedthirtyminutestowriteashortessayentitledLookingBackandLookingForward.You
最新回复
(
0
)