首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
Insurance policies that cover disrupted holidays have been safeguarding people’s vacation investments for years, but in today’s
Insurance policies that cover disrupted holidays have been safeguarding people’s vacation investments for years, but in today’s
admin
2016-10-15
70
问题
Insurance policies that cover disrupted holidays have been safeguarding people’s vacation investments for years, but in today’s stormy times, Americans are increasingly willing to pay for the
privilege
, experts say.
"People are more aware of what can get between you and a good vacation," said Jon Ansell, president of the Travel Insurance Association.
But while these travel policies can protect consumers from losing non-refundable deposits, a failure to shop wisely can lead to confusion, misunderstanding—and one very expensive week spent sitting at home.
The policies are usually purchased on a per-trip basis, and typically offer reimbursements for three types of risk—financial losses due to postponement, delay, interruption or cancellation of the trip; medical care; and loss, theft or damage of personal property. Policy costs are based on total amount insured and usually range from 4% to 8% of the cost of your vacation.
Most of the time, policies offer seemingly broad coverage; 80% of the policies bought by U. S. travelers typically cover cancellation, interruption and delay, along with medical expenses, according to the U. S. Travel Insurance Association. Yet for some travelers, that peace of mind is undermined by a failure to read the fine print.
A policy that covers "unforeseen circumstances" such as jury duty or an accident on the way to the airport, for example, may not cover the equally unforeseen circumstance of being called into work. Policies that promise "cancel for any reason" coverage may offer just 75% in refunds.
Such intricacies become more crucial as the American public increasingly turns to these policies in an age where vacations can be turned upside down by terror attacks and hurricanes. Before the 2001 terror attacks, roughly 11% of travelers bought insurance. Today, it’s well over 30% , according to the Travel Insurance Association.
"And they should," said Catherine L. Rossi, spokeswoman for AAA Mid-Atlantic. "A cruise is going to cost you a significant amount of money. Maybe you’ve saved a lifetime for that. "
Sometimes, people’s own assumptions can get in the way as well, experts said. Don’t assume your credit card or homeowner’s policy will cover cancellations, or that the cruise line’s "cancellation waiver" will solve the problem. Such fees can be less expensive than insurance, but also come without its assurances, said Matt Denn, Delaware’s insurance commissioner.
"Make sure that you know how much effort you need to make to seek reimbursement," he said.
Americans are increasingly willing to buy travel policies because______.
选项
A、they are more aware of the broad coverage most policies offer
B、they are more aware of the higher possibility of various catastrophes
C、they are aware that policy costs are only a few percents of the cost of vacation
D、they are aware that a variety of circumstances may cause huge financial losses
答案
B
解析
根据第七段第一句“…the American public increasingly turns to these policies in an age wherevacations can be turned upside down by terror attacks and hurricanes…”,B应为答案。
转载请注明原文地址:https://kaotiyun.com/show/MLoZ777K
0
考研英语一
相关试题推荐
Videogamesgetabadpress.Manyareunquestionablyviolentand,ashasbeenthewaywithnewmediafromnovelstocomicbooks
IsitanywonderthatAmericaisalsoacountryofdangerouslyoverweightpeople?AccordingtoarecentstudybytheNationa
Icametofeminismthewaysomepeoplecometosocialmovementsintheirearlyyears:outofself-interest.Igotontheequalit
Icametofeminismthewaysomepeoplecometosocialmovementsintheirearlyyears:outofself-interest.Igotontheequalit
Timewas,oldpeopleknewtheirplace.Powerwaspassedtosonsanddaughters,crownsplacedonyoungerheads.Notanymore.The
Organizationsandsocietiesrelyonfinesandrewardstoharnesspeople’sself-interestintheserviceofthecommongood.Thet
Organizationsandsocietiesrelyonfinesandrewardstoharnesspeople’sself-interestintheserviceofthecommongood.Thet
Mothersinterferewiththeirchildren’slivesevenmorethanmostoffspringrealize.Thattheynagabouteatinghabitsiswellk
Mothersinterferewiththeirchildren’slivesevenmorethanmostoffspringrealize.Thattheynagabouteatinghabitsiswellk
Whatisawomanworth?Thatisthequestionthathastobefacedbydivorcingcouplesandbytheirlawyers.Theanswersseemto
随机试题
伤残津贴是给予失去劳动能力者的,其劳动能力的失去是()
设z=xexy,则=______
A.Bobath技术B.Brunnstrom技术C.PNF技术D.Rood技术E.Vajta使肌张力正常化和抑制异常的原始反射的技术是
下列哪一个酶与丙酮酸生成糖无关
申请专利的发明创造,在申请日前6个月内,(),不丧失新颖性。
根据民事诉讼法的有关规定,对本案有管辖权的法院是()。如果在执行程序中广角音像公司更名为光聚音像公司,人民法院应当()。
在合同分析中,承包人的主要任务是()。
在我国,剥削阶级被消灭的标志是()
设f(x)=,则f′(x)=_______。
A、Abigsurprise.B、Foramonth.C、Wonderful.B
最新回复
(
0
)