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  3. USAA CASUALTY INSURANCE COMPANY 9800 Fredericksburg Road, San Antonio, Texas 78288 HO

USAA CASUALTY INSURANCE COMPANY 9800 Fredericksburg Road, San Antonio, Texas 78288 HO

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问题                       USAA CASUALTY INSURANCE COMPANY
                    9800 Fredericksburg Road, San Antonio, Texas 78288
                       HOMEOWNERS POLICY DECLARATIONS
Insured: Jay Carneo                                                  Policy Number: IA54987
POLICY PERIOD From: 07/16/09 To: 07/16/10
(12 : 01 a.m. Standard time at location of the residence premises)
COVERAGES AND LIMITS OF LIABILITY
SECTION I A. Dwelling $182,000
C. Personal Property $136,500
D. Loss of Use (UP TO 12 MONTHS) $ 36,400
SECTIONII E. Personal Liability-Each Occurrence $300,000
F. Medical Payments to Others-Each Person $ 1,000
Your premium has already been reduced by the following.-
FIRE/BURGLARY CREDIT $ 18.84 CR
BASIC PREMIUM $932.98
OTHER COVERAGES AND ENDORSEMENTS
Form and Endorsements are printed on the following page. $ 211.94
DEDUCTIBLES (SECTION I ONLY)
We cover only that part of the loss over the deductible stated.
WIND AND HAIL $ 500
ALL OTHER PERILS $ 500
TOTAL POLICY PREMIUM $ 1,144.92
FIRST MORTGAGEE:
BANK OF AMERICA, 133 LOAN NR: 07090952
ITS SUCCESSORS AND/OR ASSIGNS
PO BOX 1675
CORAOPOLIS, PA 15108
In Witness Whereof, this policy is signed on 07/09/09
Bradford W. Rich, Secretary Henry Viccellio Jr., President
REFER TO YOUR POLICY FOR OTHER COVERAGES, LIMITS AND EXCLUSIONS. HD - D1 (04 - 93)
SECOND MORTGAGEE:
BANK OF AMERICA, 133
ITS SUCCESSORS AND/OR ASSIGNS
PO BOX 1675
CORAOPOLIS, PA 15108 LOAN NR: 09070943
ADDITIONAL INSUREDS: KATHRYN A FISHER LEGAL DESCRIPTION: LOT SUBDIVISION: CALVERT MANOR
SPECIFICALLY LISTED BELOW ARE THE DECLARATIONS AND PREMIUMS FOR ENDORSEMENTS MADE A PART OF THIS
POLICY AT THE TIME OF ISSUE. THE ENDORSEMENTS ARE ATTACHED STATING TERMS AND CONDITIONS.
QR3CIC (04 - 93) QUICK REFERENCE - SPECIAL FORM
HO - 3R (04 - 93) HOMEOWNERS SPECIAL FORM
HO - MD (06 - 99) MARYLAND SPECIAL PROVISIONS
HO-17 (07-00) ADJUSTED BUILDING COST
HO-41 (10-96) ADDITIONAL INSURED
HO - 216 (04 - 93) FIRE/BURGLARY PROTECTION CREDIT
HO -125 (04 - 93) HOME PROTECTOR $ 94.18
HO - 208MD (07 - 00) WATER BACKUP OR SUMP PUMP OVERFLOW $ 25.00
HO - 513 (04 - 93) PERSONAL COMPUTER COVERAGE $ 8.00
HO - 728 (06 - 97) REPLACEMENT COST COVERAGE $ 84.76
Which is NOT included in the coverages and liability limits of this insurance policy?
选项 A、Medical payments to all others in that region
B、Private property
C、Dwelling
D、All other perils such as wind and hail
答案A
解析 本题提问“下列哪一项不在保单的覆盖与责任范围内?”(A)“对该地区所有人的医药报销”错在in that region，保单不可能包含某地区的所有人，可知正确项是(A)。
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