2. 外语
  3. Reserve Banks have expressed an interest in using non-employee experts or consultants on bank supervision matters for a number o

Reserve Banks have expressed an interest in using non-employee experts or consultants on bank supervision matters for a number o

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问题     Reserve Banks have expressed an interest in using non-employee experts or consultants on bank supervision matters for a number of reasons. A Reserve Bank may seek to engage retired examiners to address fluctuating resource demands, for example, in the event of a rapid but temporary need for examiners experienced in loan underwriting and credit review. An external expert may be used to provide supplemental training, for example, to expose examiners to new analytical techniques, or to provide on-the-job training to examiners who have not experienced an economic downturn, problem loans, or problem banks. While it is important to maintain adequate resources and expertise on an ongoing basis, a Reserve Bank may decide in a particular situation that using a consultant is a more cost effective or efficient approach to meeting a specialized skill need. For example, a consultant may be engaged for a one-time assignment that does not justify a full-time expert on staff, particularly if a System expert is not available. Similarly, an external expert with industry-specific knowledge may be retained to evaluate a business activity that is nontraditional to banking, such as brokerage services or insurance.
Using an external consultant is a more cost effective or efficient approach to meeting a specialized skill need.
选项 A、Right
B、Wrong
C、Doesn’t say
答案C
解析 文中第四句后半句．．．a Reserve Bank may decide…to meeting a specialized skill need，意指在某种特定情况下，雇请顾问以满足专业需求是一种更花钱和有效的方法，并没有明确指出雇请顾问是一种满足专业需求成本更大但更有效的方法。
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