首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
The stalled economy, expiration of homebuyer tax credits, marked-down home prices, stubbornly high unemployment and concerns abo
The stalled economy, expiration of homebuyer tax credits, marked-down home prices, stubbornly high unemployment and concerns abo
admin
2013-07-02
25
问题
The stalled economy, expiration of homebuyer tax credits, marked-down home prices, stubbornly high unemployment and concerns about a double-dip recession all leave prospective homebuyers wondering if now is the time. Is it time for renters to convert to buyers and for existing owners to grab that dream home on the cheap? Or will housing get even cheaper?
Buyers who are eyeing condos(分户出售的公寓大厦)and townhomes in particular might want to check out Trulia’s latest rent-vs. -buy index, which tracks 50 of the country’s largest markets. It offers a breakdown on cities that offer the best buying opportunities and those that are still renters’ markets.
The firm calculates the price-to-rent ratio by comparing the average listing price of a condo or townhome with the average rental rate of two-bedroom apartments and con-dos on Trulia. Basically, the calculation takes the median price of the condo in a market and divides it by the annual rental payments generated on a similar property.
Nelson says she was particularly surprised that condos in Omaha, Fort Worth and Kansas City were more expensive to own than to rent. She attributes this to lower unemployment rates and affluent families paying up, which kept condo prices up. Some cities avoided the housing bubble, she says, another reason prices have held.
Still, even if the broad rent-vs. -buy ratio favors renting, prospective buyers should take into account other factors, such as how much prices have fallen from their peak, potential tax advantages and the length of time the buyer plans to live in the property, Nelson cautions. For someone who isn’t looking to flip the property for a quick buck — those days are over, aren’t they? — and plans to stay in a home for 10 years or until they’re hauled off to the grave, buying now could make financial sense even in some of the renters’ markets, she says.
In recent months, there have been signs that housing may finally be bouncing a-long the bottoms. The Standard & Poor’s/Case-Shiller composite home-price index shows prices rose, albeit modestly, for the past few months, and some major lenders, such as Bank of America, GMAC Mortgage and JPMorgan Chase, have put foreclosures on hold in 23 states over record-keeping issues. All of this indicates price declines may stall — at least temporarily.
But Alex Barron, founder of Housing Research Center LLC, remains bearish(看跌)on buying. He expects prices to fall another 10% to 30% before the sector bottoms out. Inventory has increased since the expiration of the homebuyer tax credit, he notes. Barron speculates that once mortgage rates start ticking up, home prices will likely tumble. "Prices will correct 10% for every one percentage point the mortgage rate goes up," he says.
Foreclosures are also pressuring prices. Barron notes that bank repossessions totaled 718,000 in the first eight months of 2010, up 23% from the record 584,000 during the same period a year ago. He speculates that once the current foreclosure suspension is lifted, a flood of foreclosures could hit the market. That added supply will likely cause another correction in home prices.
What kind of organization most possibly is Trulia?
选项
A、A real estate search engine.
B、A lending institution.
C、A government organization.
D、A real estate market.
答案
A
解析
推理判断题。由第二段可知,Trulia可以提供全美最大的50个市场的最新租买比指数,人们可以在Trulia“check out”房产信息。由此可以推断出,Trulia最有可能是一个房地产搜索引擎,故[A]项正确。
转载请注明原文地址:https://kaotiyun.com/show/Nqn7777K
0
大学英语六级
相关试题推荐
A、Musictheylikecanrelievedepressionbutdistractattention.B、Musictheylikecanreducestressandimproveconcentration.
Mostpeoplewouldbe【C1】______bythehighqualityofmedicine【C2】______tomostAmericans.Thereisalotofspecialization,a
Mostpeoplewouldbe【C1】______bythehighqualityofmedicine【C2】______tomostAmericans.Thereisalotofspecialization,a
Mostpeoplewouldbe【C1】______bythehighqualityofmedicine【C2】______tomostAmericans.Thereisalotofspecialization,a
Mostpeoplewouldbe【C1】______bythehighqualityofmedicine【C2】______tomostAmericans.Thereisalotofspecialization,a
SomeoftheconcernssurroundingTurkey’sapplicationtojointheEuropeanUnion,tobevotedonbytheEU’sCouncilofMinister
A、Unemployment.B、Familybreakup.C、Mentalproblems.D、Drinking.B女士问男士。在街上流浪的是哪些人,男士说,有失业的,有精神病患者,还有一些酒鬼。这些信息中没有“家庭破裂者”
A、IthasthestrongesteconomyinAfrica.B、ItisthemostfamouscountryinAfricaC、IthasthemoststabledemocracyinAfrica
随机试题
立面或大坡面铺贴防水卷材时,应采用的施工方法是()。
男性,72岁,排便时突然跌倒,意识丧失,呼吸断续,有陈旧心肌梗死和糖尿病病史,无高血压病史,诊断为心脏骤停。该患者既往超声心动图检查未发现异常,其心脏骤停最可能的病因是
藜芦反
上市公司发生的下列交易或事项中,属于会计政策变更的是()。
禁止将回购资金用于固定资产投资、期货市场投资和股本投资,这是由()所决定的。
企业发行的债券,其票面金额与实际收到的现金净额之间的差额,在每期摊销时可能计入的科目有()。
上市开放式基金LOF的优点不包括()。
WhenIwaslookingforaChristmaspresentformydaughterinatoystore,anicelydressedlittlegirl,withsomemoneyinher
阅读以下说明,回答问题1至问题3,将解答填入答题纸对应的解答栏内。【说明】某广告公司有三个部门A、B和C,分别负责教育、金融和时事方面的广告。公司要为这三个部门创建网站,公司服务器的IP地址是10.0.248.24/24。公司在Windows服务器
TheAttorneyGeneralorderedafederalautopsyofBrown’sbody,seekingto______thefamilyandcommunitytherewouldbeathorou
最新回复
(
0
)