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Read the texts which are about the five boroughs of New York City. For Questions 61 to 65, match the name of each borough(61 to
Read the texts which are about the five boroughs of New York City. For Questions 61 to 65, match the name of each borough(61 to
admin
2015-01-28
52
问题
Read the texts which are about the five boroughs of New York City. For Questions 61 to 65, match the name of each borough(61 to 65)to one of the statements(A to G)given below. Mark your answers on ANSWER SHEET 1.
Mark Lilla
Young consumers often have not established their credit ratings. Many do not have steady incomes. They might have difficulty borrowing money from an agency in business to make loans(贷款). Parents or relatives are usually their best source of loans. You might even get an interest-free loan. However, a parent or relative who lends should receive interest the same as any other lender.
Chris Roddy
For most consumers the cheapest place to borrow is at a commercial bank. Banks are a good source of installment loans which may run for 12 months or up to 36. Most banks also make single payment loans to consumers for short periods such as 30, 60, or 90 days.
Karen Barber
Another possible source of loans is a life insurance(保险)policy. Anyone who owns this type of insurance may borrow up to the amount of its cash value. The amount die insurance company will pay in case of death is reduced by the amount of the loan. For example, suppose that someone with $ 10, 000 of insurance borrows $ 2, 000 and dies leaving the loan unpaid. The insurance company would pay only $ 8, 000 to the person entitled to receive the money.
Louise Richard
Borrowing from pawnbrokers is both easy and expensive. In exchange for a loan the borrower leaves some item of value such as jewelry, a camera, or a musical instrument. Usually the amount of money received is far less than the actual value of the item left. When a borrower repays the loan plus interest, the pawnbroker returns the item. If the loan is not paid within a year, the pawnbroker gets his or her money by selling the item.
Jodie Morse
When money is urgently needed, people may agree to pay any price for a loan. Too late, they may find themselves in the clutches of loan sharks. A loan shark is an unlicensed lender because their rates are higher than the law allows, sometimes 1, 000 percent or more a year. Borrowers are hardly ever able to repay their loans. It is all they can do to pay the interest. Borrowers who fail to pay the interest on time have been threatened with injury.
Now match each of the persons to the appropriate statement. Note: there are two extra statements.
Now match each of the boroughts(61 to 65)to the appropriate statement.
Note: There are two extra statements.
Statements
[A]A person can borrow as much as his life insurance’ s cash value.
[B]The lender gets huge profits.
[C]The borrowers may not take as long as they want to repay their loans.
[D]If the loan is not paid in a year, the item belongs to the lender.
[E]Borrowing from their parents or relatives is the easiest or the best loan source for the young consumers.
[F]The consumers without good credit can borrow money from their parents or relatives.
[G]The interest rate of the commercial bank is the lowest.
Louise Richard
选项
答案
D
解析
Louise Richard介绍的是向当铺抵押贷款的情况。如果贷款者在—年内不能偿还贷款金额,其抵押品就会归当铺所有。
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公共英语三级笔试题库公共英语(PETS)分类
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公共英语(PETS)
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