首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and
admin
2013-12-25
12
问题
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and it is increasing in importance as greater reliance is placing on the use of checks and credit cards. The increasing efficiency with which funds are managed is indicated by the gradual decline in money holdings relative to the gross national product over the years, despite the increase in the number of financial transactions. In recent years the only kind of money that has increased relative to national income is coin, primarily because of the growth of metering and vending machines. As we can see, at present check deposits are assuming a larger portion of the transaction load, and they are, being used more, efficiently.
Most of the checks in the nation are cleared through the commercial banking system. Checks drawn on and deposited in the same bank merely transfer funds from one counter to another. If only two banks are involved in the same town, there is a direct exchange of checks. When several banks are involved within the same city, a clearing hours arrangement is usually employed. The process becomes a bit more complicated and time-consuming.
Banks have employed computers and other sophisticated equipment to speed the clearing process, reduce costs, and improve accuracy. In recent years considerable thought and research have been given to what has become known as checkless banking. This would activate computers in banks throughout the nation and thus transfer funds from the purchaser’ s account, make deposits and loan repayments, and transfer funds between a depositor’ s accounts, make deposits and loan repayments, and transfer funds between a depositor’ s savings and checking accounts.
According to the passage,______can eliminate bank checks and the subsequent work.
选项
A、credit cards
B、some sophisticated equipment
C、computers
D、a device of electronic transfer of funds
答案
C
解析
文章最后一段提到Banks have employed computers…and improve accuracy.银行购买了计算机和一些高端设备来提高业务效率,降低成本。由此可知,销户和一些其他的后续工作都是由计算机来完成的。
转载请注明原文地址:https://kaotiyun.com/show/O2id777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
Peoplethanktheirparentswithtwodays:Mother’sDay,onmesecondSundayinMay,andFather’sDay,onthethirdSundayinJun
Mr.Blackwasyoungandable.Thebosslikedhim.LastmonthhewassenttoChinaonbusiness.BeforehewentbackfromChina,h
Mr.Blackwasyoungandable.Thebosslikedhim.LastmonthhewassenttoChinaonbusiness.BeforehewentbackfromChina,h
Americanswithsmallfamiliesownasmallcaroralargeone.Ifbothparentsareworking,theyusuallyhavetwocars.Whenthe
I’mnot______surewhetherTerrywillcomewithustomorrowevening.
Ifyouhaveagreedtogoouttoeatwithsomeone,youshouldbeclearwhoispaying.Iftheotherpersonsuggeststhatyoushoul
Ifthereisadepositof$20billionofnewcurrencyintothebankingsystem,excessreserveswillincreaseby______.
CheckingaccountsIntheUnitedStates,checkingaccountsareavailableonlyatcommercialbanks.Commercialbanksspecializ
AbankmanagerspeaksMynameisJaneCarsonandI’mthemanagerofasavingsbankinPortland,Oregon.Mybankisopenever
The______isobligatedtopaythebeneficiaryofanirrevocableunconfirmedletterofcredit.
随机试题
不能用于环氧乙烷灭菌的包装材料有()
以下能确诊为关节脱位的是
按病种随诊模式的优势不包括
完带汤的药物组成是
监理工程师必须以质量合格、手续齐全,且(),作为计量支付的先决条件。
根据企业所得税法律制度的规定,运输货物的大卡车最低折旧年限是()年。
A公司根据合同约定,应向B公司先预付30%的货款,待收到B公司发来的货物后,立即支付余款。A公司按期预付货款后,发现B公司提供的货物不符合质量要求,则A公司可以行使( )。
根据公司法律制度的规定,下列有关有限责任公司股东出资的表述中,正确的是()。
根据刑法有关规定,下列有关死缓犯减刑的表述,正确的是()。
その女の子は300人____応募者の中から今度のミュージカルの主役に選ばれた。
最新回复
(
0
)