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The health-care economy is replete with unusual and even unique economic relationships. One of the least understood involves the
The health-care economy is replete with unusual and even unique economic relationships. One of the least understood involves the
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2013-04-28
81
问题
The health-care economy is replete with unusual and even unique economic relationships.
One of the least understood involves the peculiar roles of producer or“provider”and purchaser or“consumer”in the typical doctor-patient relationship,in most sectors of the economy,it is theseller who attempts to attract a potential buyer with various inducements of price,quality,andutility,and it is the buyer who makes the decision.Where circumstances permit the buyer nochoice because there is effectively only one seller and the product is relatively essential,government usually asserts monopoly and places the industry under price and other regulations.
Neither of these conditions prevails in most of the health-care industry.
In the health-care industry,the doctor-patient relationship is the mirror image of the ordinaryrelationship between producer and consumer.Once an individual has chosen to see a physician andeven then there may be no real choice--it is the physician who usually makes all significantpurchasing decisions:whether the patient should return“next Wednesday”.whether X-rays areneeded,whether drugs should be prescribed,et@C@It is a rare and sophisticated patient who willchallenge such professional decisions or raise in advance questions about price,especially when theailment is regarded as serious.
This is particularly significant in relation to hospital care.The physician must certify the needfor hospitalization,determine what procedures will be performed,and announce when the patientmay be discharge@D@The patient may be consulted about some of these decisions,but in the main itis the doctor’S judgments that are final.Little wonder then that in the systems of the hospital it isthe physician who is the real“consumer”.As a consequence,the medical staff represents the“power center”in hospital policy and decision-making,not the administration.
Although usually there are in this situation four identifiable participants-the physician,thehospital,the patient,and the payer(generally an insurance carrier or government)—the physicianmakes the essential decisions for all of them.The hospital becomes an extension of the physician;the payer generally meets most of the real bills generated by the physician/hospital;and for themost part the patient plays a passive role.In routine or minor illnesses,or just plain worries,thepatient’s options are,of course,much greater with respect to use and price.In illnesses that are ofsome significance,however,such choices tend to evaporate,and it is for these illnesses that thebulk of the health-care dollar is spent.We estimate that about 75-80 percent of health-careexpenditures are determined by physicians,not patients.For this reason,economy measuresdirected at patients or the general public are relatively ineffective.
The more serious the illness of a patient,______.
选项
A、the more likely it is that the patient will question the cost of the services
B、the less likely it is that the insurance carrier will pay the cost of the treatment
C、the less likely it is that the patient will object to the course of treatment prescribed
D、the more responsibilities the government will assume through monopoly
答案
C
解析
细节题。第二段提到,一个人一旦选择去看医生——即使在这一点上他也没有什么选择,通常是由医生(为病人)做出所有重要的购买决策;病人是否应该“下礼拜三”再来一次,是否需要照X光,是否需要开药,等等。很少有病人——除非他是一个懂得很多的病人——能对这些专业决策提出挑战,或者事先对价格提出疑问,特别是病情被认为严重时。最后一段第四句表达了类似意思。故答案为C。
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英语题库银行系统招聘考试分类
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