首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees s
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees s
admin
2017-06-29
24
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment (颁布) of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA.
What may be the result of implementing the wellness programs?
选项
A、Public health care spending may increase.
B、Private health care spending may increase.
C、Public health care spending may be cut down.
D、Private health care spending may be cut down.
答案
D
解析
第8段开头提到健康计划是one potential solution,是解决什么问题的solution呢?答案在上一段最后一句:私企雇主仍然急于寻找方法控制其保健成本的上涨,这表明健康计划能帮“私企雇主”降低保健支出,由此确定本题应选D,而排除C。另外,相似的信息在文章第1句就已经提及了。
转载请注明原文地址:https://kaotiyun.com/show/OjU7777K
0
大学英语六级
相关试题推荐
Westerndoctorsarebeginningtounderstandwhattraditionalhealershavealwaysknown,thatthebodyandthemindareinseparab
WhenanexpectantmomregularlyeatshermealsinfrontoftheTV,chancesareshe’llcontinuethathabitduringherbaby’sfeed
A、Watchherpartner.B、Playhercardsincooperationwithherpartner.C、Quitthegame.D、Teachthemanhowtoplaybridge.A女士说
A、Dead.B、Worse.C、Better.D、Unclear.C细节题。短文在末尾说谈论以前的那种乡村生活没有意义(thereisnopoint),最后一句对现在的生活做了一个总结"Itisjustlife,andabette
A、Satisfiedwiththeirvariety.B、Displeasedwiththeirquality.C、Pleasedwithmodernmass-productiontechniques.D、Dissatisfie
Haveyouevermadeaprofitfromwalkingadog?Doyoulikeworkingaloneoringroups?Haveyoueversetaworldrecordinanyt
Individualsandbusinesseshavelegalprotectionforintellectualpropertytheycreateandown.Intellectualproperty【C1】______f
Aristotledefinedafriendas"asinglesouldwellingintwobodies".MembersofFacebookwhose"friends"reachtriplefiguresm
A、Theyreceivedafewscannersworthmorethan10,000dollars.B、Thefirststudentbroughttoschoolmorethan100photos.C、The
A、Therearethreedifferenttypesofstoragesystems.B、Differentmemoryholdsinformationfordifferentamountsoftime.C、Diff
随机试题
以下是某课堂的教学实录片段。Step1(12min)(Theteacherhadavolleyballinhand.Theteacheraskedstudentsquestionsquicklyandwr
一般当电力系统的许用有功功率超过供电的有功功率时,就会造成频率下降。
下列合同的生效时间与成立时间一致的是()。
某承重砖墙下钢筋混凝土条形基础,如图5.9.5所示,其埋深为1.5m,基础底宽为2.4m,底板厚度h为400mm,经计算知相应于作用的基本组合时的基底边缘处的最小、最大净反力分别为:96kPa,136kPa。试问:确定最大剪力截面处的剪力设计值(k
下列费用属于企业管理费的是()。
计算确定链斗挖泥船所配泥驳数量应考虑的参数有()。
下列选项中,属于二级价格歧视的是( )。
在Word2000的编辑状态下,打开了文档“myl.doc”,把当前文档以“my2.doc”为名进行“另存为”操作,则()。
不可能所有的考生都不能通过考试。据此可以推出()。
Wheredoesthewomanwanttogo?
最新回复
(
0
)