首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
admin
2016-08-02
79
问题
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade, the average credit-card debt of Americans ages 18 to 24 doubled, to nearly $3,000. Among high school seniors, 4 out of 5 have never taken a personal-finance class, but nearly half have an ATM debit card, and more than a quarter have bounced a check, according to a survey of 5,775 teens, released in April by the nonprofit JumpStart Coalition for Financial Literacy. If those trends continue, declaring bankruptcy could become as common as earning a bachelor’s degree.
The scourge of financial illiteracy is worrisome not only for young debtors but also for their parents, many of whom are facing retirement and can’t keep bailing out their kids forever. But at least one financial institution has found a way to capitalize on the problem. San Francisco-based Wells Fargo Bank has launched an online role-playing video game aimed at teaching teens and young adults the basics of financial management—with no strings attached, although Wells Fargo wouldn’t object if users ended up opening accounts at the bank. The game can be found at
stagecoachisland. com
and works only on Windows machines.
The biggest challenge, says Erik Hauser of Swivel Media, who developed the game, was to find a way to engage kids’ attention. "They’re used to instant messaging, instant gratification and instant pudding. We had to find an approach that wasn’t dry or static. " Players travel around a fantasy world, plunking down virtual cash at the mall or a car-rental agency, and earn spending money at any of the island’s seven virtual ATMs by taking quizzes(after a brief tutorial)on such real-world fundamentals as credit, auto loans and online banking. Sample question: What does APR stand for? a)account percentage rate, b)average parcel rate, c)American paper route or d)annual percentage rate. For choosing d, you net $ 15 plus a shockingly generous 10% interest each day on your virtual savings account.
But no computer game alone can cure adolescent financial ignorance. Some curriculum experts wonder why high schools are still teaching algebra, trigonometry and calculus but not the financial skills their students will need to survive in the real world, such as how to fill out tax forms, compare interest rates or calculate the return on an investment. " More schools need to offer money-management classes," says Lewis Mandell, a finance professor at the State University of New York at Buffalo who oversaw the JumpStart research. "The curriculum has to be made relevant to their lives.
According to some financial experts, adolescents______.
选项
A、should spend less time playing computer games
B、should attend less mathematics classes at school
C、should cure their financial ignorance as soon as possible
D、should be given more opportunity to study financial skills
答案
D
解析
根据第四段最后两句“‘More schools need to offer money-management classes,’says LewisMandell,a finance professor…research.‘The curriculum has to be made relevant to their lives’”,D应为答案。
转载请注明原文地址:https://kaotiyun.com/show/OooZ777K
0
考研英语一
相关试题推荐
Dieting,accordingtoanoldjoke,maynotactuallymakeyoulivelonger,butitsurefeelsthatway.Nevertheless,evidencehas
Whatisawomanworth?Thatisthequestionthathastobefacedbydivorcingcouplesandbytheirlawyers.Theanswersseemto
Partlyduetoahistoricaldevelopmentmarkedbyworldwidecolonialism,urbanization,andglobalization,inthecourseofthisc
Itisasocietyoftheever-wideninggapbetweenpoorandrich,rightandwrong,thediminishingvalueplacedonjusticeandfai
Familiarasitmayseem,gravityremainsamysterytomodernphysics.Despiteseveraldecadesoftrying,scientistshavefailed
Geniusissaidtohavetwoforms.Thereareordinarygeniuses,whoseachievementsonecanimagineothersmighthaveemulated,so
Don’ttalk:yourcellphonemaybeeavesdropping.Thankstorecentdevelopmentsin"spyphone"software,ado-it-yourselfspook
Athleteswhocheatbyinjectingthemselveswithstoredsuppliesoftheirownbloodmightsoonbecaughtout.Arevealingtrailo
Niceguysknewit,nowtwostudieshaveconfirmedit:badboysgetthemostgirls.Thefindingmayhelpexplainwhyanastysuit
Doctorshavetreatedthefirstreportedcaseof"Internetaddictiondisorder"broughtonbyexcessiveuseofGoogleGlass.I
随机试题
Therearetwofactorswhichdetermineanindividual’sintelligence.Thefirstisthesortofbrainheisbornwith.Humanbrain
氢氯噻嗪常用于治疗______和______。
下列关于动物心电图测量方法的正确描述是
混凝土标准养生的湿度为()。
建筑安装工程直接工程费中的人工费包括生产工人( )。
路基质量检验中石方路基实测项目包括()。
关于通货膨胀影响的说法,错误的是()。
魏晋南北朝时期,位手河北南部的()成为当时的繁华盛都,先后有六个政权在此建都。
吃午饭时,孩子们吵吵嚷嚷,不能好好吃饭。李老师说:“咦,教室里怎么这么多小蜜蜂,嗡嗡嗡的好吵啊。快把它们请出去,别打扰我们吃饭。”孩子们听了之后便安静地吃饭了。李老师的语言具有()。(2017年上半年真题)
A、 B、 C、 B
最新回复
(
0
)